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National Average Mortgage Rates
Week
Month
Year
Three Years
Five Years
Yield Curve
11-Jul-25
10-Jul-25
BPS
4-Jul-25
BPS
11-Jun-25
BPS
11-Jul-24
BPS
Fixed Rates
15 Yr Mortgage
5.86%
5.80%
+6.0
5.80%
+6.0
5.99%
-13.0
6.25%
-39.0
30 Yr Mortgage
6.72%
6.67%
+5.0
6.67%
+5.0
6.85%
-13.0
6.95%
-23.0
Adjustable Rates
5/1 Year ARM
7.13%
7.13%
0.0
7.12%
+1.2
7.28%
-15.0
7.01%
+12.3
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