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National Average Mortgage Rates
15 Yr Mortgage
MonthYearThree Years
6-Feb-26
5-Feb-26
BPS
30-Jan-26
BPS
6-Jan-26
BPS
6-Feb-25
BPS
Fixed Rates
15 Yr Mortgage
5.50%
5.49%
+1.0
5.49%
+1.0
5.44%
+6.0
6.12%
-62.0
30 Yr Mortgage
6.11%
6.10%
+1.0
6.10%
+1.0
6.15%
-4.0
6.95%
-84.0
Adjustable Rates
5/1 Year ARM
5.95%
5.96%
-1.0
5.97%
-2.0
5.98%
-3.0
7.13%
-117.8
10/1 Year ARM
6.02%
5.97%
+5.0
5.99%
+3.0
6.08%
-6.0
0.00%
0.0
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