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National Average Mortgage Rates
Week
Month
Year
Three Years
Five Years
Yield Curve
12-Oct-26
11-Oct-26
BPS
5-Oct-26
BPS
12-Sep-26
BPS
12-Oct-25
BPS
Fixed Rates
15 Yr Mortgage
6.73%
6.60%
+13.0
6.60%
+13.0
6.04%
+69.0
5.55%
+118.0
30 Yr Mortgage
7.40%
7.28%
+12.0
7.28%
+12.0
6.71%
+69.0
6.34%
+106.0
Adjustable Rates
5/1 Year ARM
6.91%
6.90%
+1.0
6.60%
+31.0
6.56%
+35.0
6.12%
+79.0
10/1 Year ARM
6.77%
6.91%
-14.0
6.73%
+4.0
6.57%
+20.0
6.25%
+52.0
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