function MDCc_MarketUpdate_NatAvg(sPID,sParamName,sParamVal) {
	initChart1Props='i000000_i002179_i002177_i002178';

	sHTML="";
	sHTML=sHTML+"<META HTTP-EQUIV='Pragma' CONTENT='no-cache'><META HTTP-EQUIV='Expires' CONTENT='-1'>";
	sHTML=sHTML+"<!LANGUAGE='JavaScript' SRC='http://www.theFinancials.com/js/pl/Thumbnails.js'></script>";
	sHTML=sHTML+"<div align='center'><center>";
	sHTML=sHTML+"<table border=0 cellspacing='0' cellpadding='2'";
	
	if (typeof(sParamName)!='undefined' && typeof(sParamVal)!='undefined') {
	   if (sParamName.toLowerCase()=='table_width' && sParamVal) {
	       sHTML=sHTML+" width='" + sParamVal + "'";
	   }
	}
	
	sHTML=sHTML+"width='165'><form name='Fname03520'>";
	sHTML=sHTML+"      <tr>";
	sHTML=sHTML+"        <td colspan='4' bgcolor='#094575' align='center'><a href='#' onClick='ZoomThumbnail(&quot;vortex&quot;,&quot;Chart107976&quot;,&quot;&quot;,&quot;P&quot;);return false;' onmouseover='window.status=&quot;Click to Enlarge&quot;; return false' onmouseout='window.status=&quot;&quot;; return false' target='_self'><img src='http://www.thefinancials.com/charts//i002179t.jpg' name='Chart107976' alt='Click to Enlarge' border='0' width='165' height='100' style='padding-top: 1px; padding-left: 1px; padding-right: 1px' hspace='1'></a></td>";
	sHTML=sHTML+"      </tr>";
	sHTML=sHTML+"<tr><td colspan='4' bgcolor='#094575' align='center' nowrap valign='middle'><font color='#FFFFFF' face='Arial, Helvetica' size='2'><b><input type='radio' value='W-0' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart107976&quot;,&quot;Fname03520&quot;)'>Wk&nbsp;<input type='radio' value='M-1' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart107976&quot;,&quot;Fname03520&quot;)' checked>Mo&nbsp;<input type='radio' value='Y-2' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart107976&quot;,&quot;Fname03520&quot;)'>Yr&nbsp;<input type='radio' value='Y3-3' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart107976&quot;,&quot;Fname03520&quot;)'>3Yr</b></font>    </td></tr>      <tr>";
	sHTML=sHTML+"        <td  bgcolor='#F7D224' colspan='2' align='left'><font face='Arial, Helvetica' size='2' color='#094575' >&nbsp;17-May-11</font></td>";
	sHTML=sHTML+"        <td align='center' bgcolor='#F7D224'><font face='Arial, Helvetica' size='2' color='#094575'>Last</font></td>";
	sHTML=sHTML+"<td  bgcolor='#F7D224' align='center'><font face='Arial, Helvetica' size='2' color='#094575'>Points</font></td>";
	sHTML=sHTML+"      </tr>";
	sHTML=sHTML+"</form>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i000000&quot;,&quot;i002187&quot;,&quot;i002186&quot;,&quot;i002185&quot;,&quot;Chart107976_ChartInd_848857&quot;,&quot;Fname03520&quot;);return false;'  onmouseover='window.status=&quot;30 Year Fixed Rate Mortgage, Freddie Mac Primary Mortgage Market Survey Average as of 13-May-2011 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>30 Yr FXD avg</font></a>";
	sHTML=sHTML+" <img name='Chart107976_ChartInd_848857' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.08% as of 13-May-2011 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>4.63%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#000000'>0.70%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i000000&quot;,&quot;i002183&quot;,&quot;i002182&quot;,&quot;i002184&quot;,&quot;Chart107976_ChartInd_864173&quot;,&quot;Fname03520&quot;);return false;'  onmouseover='window.status=&quot;15 Year Fixed Rate Mortgage, Freddie Mac Primary Mortgage Market Survey Average as of 13-May-2011 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>15 Yr FXD avg</font></a>";
	sHTML=sHTML+" <img name='Chart107976_ChartInd_864173' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.07% as of 13-May-2011 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.82%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#000000'>0.70%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i000000&quot;,&quot;i003377&quot;,&quot;i003376&quot;,&quot;i003378&quot;,&quot;Chart107976_ChartInd_242726&quot;,&quot;Fname03520&quot;);return false;'  onmouseover='window.status=&quot;5/1 Year Adjustable Rate Mortgage - Freddie Mac Primary Mortgage Market Survey Average as of 13-May-2011 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>5/1 ARM avg</font></a>";
	sHTML=sHTML+" <img name='Chart107976_ChartInd_242726' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.06% as of 13-May-2011 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.41%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#000000'>0.60%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i000000&quot;,&quot;i002179&quot;,&quot;i002177&quot;,&quot;i002178&quot;,&quot;Chart107976_ChartInd_521070&quot;,&quot;Fname03520&quot;);return false;'  onmouseover='window.status=&quot;1 Year Adjustable Rate Mortgage - Freddie Mac Primary Mortgage Market Survey Average as of 13-May-2011 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>1 Yr ARM avg</font></a>";
	sHTML=sHTML+" <img name='Chart107976_ChartInd_521070' border='0' src='http://www.thefinancials.com/images/ActiveChart.gif' alt='This marker indicates the current chart.'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.03% as of 13-May-2011 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.11%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#000000'>0.50%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+"<td colspan='4' align='center' valign='top'>";
	sHTML=sHTML+"<div align='center'>";
	sHTML=sHTML+"<table border='0' cellpadding='0' cellspacing='0' width='100%'>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+" <td align='center' valign='top'>";
	sHTML=sHTML+"<a href='http://www.Mortgages.com/' onmouseover='window.status=&quot;&quot;; return true' target='_top'><font style='color: #FF0000; font-family:Arial; font-size: 10pt;'>view details/history</font></a></td>";
	sHTML=sHTML+" </tr>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+"<td valign='top' colspan='2'> </td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"</table>";
	sHTML=sHTML+"</div>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"</table>";
	sHTML=sHTML+"<center>";
	sHTML=sHTML+"<table  width = '165'><tr><td><div align='center' style='margin-top: 0; margin-bottom: 0'><font style='font-size: 7pt; font-family: Verdana, Arial, Helvetica;color:#000000;'  size='1' face = 'Arial, Helvetica'>source: Freddie Mac</font></div><div align='center'><font style='font-size: 7pt; font-family: Verdana, Arial, Helvetica;color:#000000;'>&#169; theFinancials.com</font></div></td></tr></table></center>";
	sHTML=sHTML+"</center></div>";
	return sHTML;
}