function ALBc_MarketUpdate(sPID,sParamName,sParamVal) {
	initChart1Props='i001360_i001361_i001362_i001791';

	sHTML="";
	sHTML=sHTML+"<META HTTP-EQUIV='Pragma' CONTENT='no-cache'><META HTTP-EQUIV='Expires' CONTENT='-1'>";
	sHTML=sHTML+"<!LANGUAGE='JavaScript' SRC='http://www.theFinancials.com/js/pl/Thumbnails.js'></script>";
	sHTML=sHTML+"<div align='center'><center>";
	sHTML=sHTML+"<table border=0 cellspacing='0' cellpadding='2'";
	
	if (typeof(sParamName)!='undefined' && typeof(sParamVal)!='undefined') {
	   if (sParamName.toLowerCase()=='table_width' && sParamVal) {
	       sHTML=sHTML+" width='" + sParamVal + "'";
	   }
	}
	
	sHTML=sHTML+"width='165'><form name='Fname02902'>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"        <td align='center' colspan='3' bgcolor='#144B8B'>";
	sHTML=sHTML+"          <div align='left'>";
	sHTML=sHTML+"            <table border='0' cellspacing='0' width='100%'>";
	sHTML=sHTML+"              <tr>";
	sHTML=sHTML+"                <td><b><font color='#FFFFFF' face='Arial, Helvetica' size='2'>Market Update</b></font></TD>                <td align='right'>";
	sHTML=sHTML+"                <a href='#' onClick='GetCSVData(true);false;'  onmouseover='window.status=&quot;Download Chart Data Series in Excel-compatible file (CSV)&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><img name='butData' border='0' src='http://www.thefinancials.com/images//data_csv.gif' width='40' height='20' align='middle' alt='Download Chart Data Series in Excel-compatible file (CSV)'></a>";
	sHTML=sHTML+"                </td>";
	sHTML=sHTML+"              </tr>";
	sHTML=sHTML+"            </table>";
	sHTML=sHTML+"          </div>";
	sHTML=sHTML+"<a href='#' onClick='ZoomThumbnail(&quot;indices&quot;,&quot;Chart79445&quot;);return false;' onmouseover='window.status=&quot;Click to Enlarge&quot;; return false' onmouseout='window.status=&quot;&quot;; return false' target='_self'><img src='http://www.thefinancials.com/charts//i001361t.jpg' name='Chart79445' alt='Click to Enlarge' border='0' width='165' height='100' style='padding-top: 1px; padding-left: 1px; padding-right: 1px' hspace='1'></a></td>";
	sHTML=sHTML+"      </tr>";
	sHTML=sHTML+"<tr><td colspan='3' bgcolor='#144B8B' align='center' nowrap valign='middle'><font color='#FFFFFF' face='Arial, Helvetica' size='2'><b><input type='radio' value='W-0' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart79445&quot;,&quot;Fname02902&quot;)'>Wk&nbsp;<input type='radio' value='M-1' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart79445&quot;,&quot;Fname02902&quot;)' checked>Mo&nbsp;<input type='radio' value='Y-2' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart79445&quot;,&quot;Fname02902&quot;)'>Yr&nbsp;<input type='radio' value='Y3-3' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart79445&quot;,&quot;Fname02902&quot;)'>3Yr</b></font>    </td></tr>      <tr>";
	sHTML=sHTML+"        <td  bgcolor='#F58903' colspan='2' align='left'><font face='Arial, Helvetica' size='2' color='#FFFFFF' >&nbsp;20-Jan-10</font></td>";
	sHTML=sHTML+"        <td bgcolor='#F58903' align='center'><font face='Arial, Helvetica' size='2' color='#FFFFFF'>Last</font></td>";
	sHTML=sHTML+"      </tr>";
	sHTML=sHTML+"</form>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i000000&quot;,&quot;i000000&quot;,&quot;i003266&quot;,&quot;i003267&quot;,&quot;Chart79445_ChartInd_190823&quot;,&quot;Fname02902&quot;);return false;'  onmouseover='window.status=&quot;Cost of Deposit Index as of 31-Dec-2009 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>CODI</font></a>";
	sHTML=sHTML+" <img name='Chart79445_ChartInd_190823' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.129% as of 31-Dec-2009 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>0.556%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i000000&quot;,&quot;i000000&quot;,&quot;i003269&quot;,&quot;i003268&quot;,&quot;Chart79445_ChartInd_621297&quot;,&quot;Fname02902&quot;);return false;'  onmouseover='window.status=&quot;Cost of Savings Index as of 31-Dec-2009 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>COSI</font></a>";
	sHTML=sHTML+" <img name='Chart79445_ChartInd_621297' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.050% as of 31-Dec-2009 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>2.350%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i000000&quot;,&quot;i000000&quot;,&quot;i003270&quot;,&quot;i003271&quot;,&quot;Chart79445_ChartInd_434795&quot;,&quot;Fname02902&quot;);return false;'  onmouseover='window.status=&quot;12 Month Monthly Treasury Average as of 15-Jan-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>MTA 12M</font></a>";
	sHTML=sHTML+" <img name='Chart79445_ChartInd_434795' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.000% as of 15-Jan-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>0.473%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i000000&quot;,&quot;i000000&quot;,&quot;i002189&quot;,&quot;i002190&quot;,&quot;Chart79445_ChartInd_117042&quot;,&quot;Fname02902&quot;);return false;'  onmouseover='window.status=&quot;11th District Cost of Funds Index (COFI) as of 30-Nov-2009 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>COFI-11th</font></a>";
	sHTML=sHTML+" <img name='Chart79445_ChartInd_117042' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/uparrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;up 0.835% as of 30-Nov-2009 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#008000'>2.094%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i001448&quot;,&quot;i001449&quot;,&quot;i001450&quot;,&quot;i001772&quot;,&quot;Chart79445_ChartInd_389576&quot;,&quot;Fname02902&quot;);return false;'  onmouseover='window.status=&quot;USD 6M LIBOR as of 19-Jan-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>USD LIBOR 6-mo</font></a>";
	sHTML=sHTML+" <img name='Chart79445_ChartInd_389576' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.001% as of 19-Jan-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>0.390%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i001396&quot;,&quot;i001397&quot;,&quot;i001398&quot;,&quot;i001733&quot;,&quot;Chart79445_ChartInd_551650&quot;,&quot;Fname02902&quot;);return false;'  onmouseover='window.status=&quot;Federal Funds Target Rate as of 20-Jan-2010 09:58&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>Fed Funds-targ.</font></a>";
	sHTML=sHTML+" <img name='Chart79445_ChartInd_551650' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/noarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;no change as of 20-Jan-2010 09:58&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#000000'>0.250%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i002198&quot;,&quot;i002199&quot;,&quot;i002200&quot;,&quot;i002201&quot;,&quot;Chart79445_ChartInd_313901&quot;,&quot;Fname02902&quot;);return false;'  onmouseover='window.status=&quot;Wall Street Journal Prime Rate as of 20-Jan-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>WSJ Prime</font></a>";
	sHTML=sHTML+" <img name='Chart79445_ChartInd_313901' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/noarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;no change as of 20-Jan-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#000000'>3.250%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i001347&quot;,&quot;i001346&quot;,&quot;i001345&quot;,&quot;i001786&quot;,&quot;Chart79445_ChartInd_719227&quot;,&quot;Fname02902&quot;);return false;'  onmouseover='window.status=&quot;Treasury Bill (constant maturity) 1-year as of 15-Jan-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>1-Yr CMT</font></a>";
	sHTML=sHTML+" <img name='Chart79445_ChartInd_719227' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.010% as of 15-Jan-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>0.330%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i001365&quot;,&quot;i001364&quot;,&quot;i001363&quot;,&quot;i001792&quot;,&quot;Chart79445_ChartInd_114516&quot;,&quot;Fname02902&quot;);return false;'  onmouseover='window.status=&quot;Treasury Bond (constant maturity) 5-year as of 15-Jan-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>5-Yr CMT</font></a>";
	sHTML=sHTML+" <img name='Chart79445_ChartInd_114516' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.070% as of 15-Jan-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>2.440%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i001348&quot;,&quot;i001349&quot;,&quot;i001350&quot;,&quot;i001787&quot;,&quot;Chart79445_ChartInd_32346&quot;,&quot;Fname02902&quot;);return false;'  onmouseover='window.status=&quot;Treasury Bond (constant maturity) 10-year as of 15-Jan-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>10-Yr CMT</font></a>";
	sHTML=sHTML+" <img name='Chart79445_ChartInd_32346' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.060% as of 15-Jan-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.700%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i003560&quot;,&quot;i003567&quot;,&quot;i003574&quot;,&quot;i003581&quot;,&quot;Chart79445_ChartInd_155260&quot;,&quot;Fname02902&quot;);return false;'  onmouseover='window.status=&quot;Treasury Bond 10-year as of 20-Jan-2010 10:02&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>10-Yr Treas</font></a>";
	sHTML=sHTML+" <img name='Chart79445_ChartInd_155260' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.050% as of 20-Jan-2010 10:02&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.649%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i001360&quot;,&quot;i001361&quot;,&quot;i001362&quot;,&quot;i001791&quot;,&quot;Chart79445_ChartInd_594807&quot;,&quot;Fname02902&quot;);return false;'  onmouseover='window.status=&quot;Treasury Bond (constant maturity) 30-year as of 15-Jan-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>30-Yr CMT</font></a>";
	sHTML=sHTML+" <img name='Chart79445_ChartInd_594807' border='0' src='http://www.thefinancials.com/images/ActiveChart.gif' alt='This marker indicates the current chart.'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.050% as of 15-Jan-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>4.580%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+"<td colspan='3' align='center' valign='top'>";
	sHTML=sHTML+"<div align='center'>";
	sHTML=sHTML+"<table border='0' cellpadding='0' cellspacing='0' width='100%'>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+"<td valign='top' colspan='1'> <hr color='#144B8B' size='0'></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+" <td align='center' valign='top'>";
	sHTML=sHTML+"<a href='ALB_MarketUpdate.html' onmouseover='window.status=&quot;View Historical Comparisons: Market Update&quot;; return true' target='_blank'><font style='color: #FF0000; font-family:Arial; font-size: 10pt;'><b><font style='color: #0000FF; font-family:Arial; font-size: 10pt;'>view details &amp; history</font></b></font></a></td>";
	sHTML=sHTML+" </tr>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+"<td valign='top' colspan='2'> <hr color='#144B8B' size='0'></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"</table>";
	sHTML=sHTML+"</div>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"</table>";
	sHTML=sHTML+"<center>";
	sHTML=sHTML+"<table  width = '165'><tr><td><div align='center' style='margin-top: 0; margin-bottom: 0'><font style='font-size: 7pt; font-family: Verdana, Arial, Helvetica;'  size='1' face = 'Arial Narrow, Helvetica'>sources: Federal Reserve, DTN</font></div><div align='center'><font style='font-size: 7pt; font-family: Verdana, Arial, Helvetica;'>&#169; theFinancials.com</font></div></td></tr></table></center>";
	sHTML=sHTML+"</center></div>";
	return sHTML;
}
