function EXt_Mortgage_Update(sPID,sParamName,sParamVal) {

	sHTML="";
	sHTML=sHTML+"<META HTTP-EQUIV='Pragma' CONTENT='no-cache'>";
	sHTML=sHTML+"<META HTTP-EQUIV='Expires' CONTENT='-1'><div align='center'><center>";
	sHTML=sHTML+"<table border=0 cellspacing='0' cellpadding='2'";
	
	if (typeof(sParamName)!='undefined' && typeof(sParamVal)!='undefined') {
	   if (sParamName.toLowerCase()=='table_width' && sParamVal) {
	       sHTML=sHTML+" width='" + sParamVal + "'";
	   }
	}
	
	sHTML=sHTML+"><tr>";
	sHTML=sHTML+"<td nowrap colspan='3'  bgcolor='#4BAFC8'>";
	sHTML=sHTML+"<a href='http://www.theFinancials.com' target='_top'><img src = 'http://www.thefinancials.com/images/theFinancials_105x16.gif' alt='Compelling Content for Websites &amp; Investors' border='0' width='105' height='16'></a></td></tr>";
	sHTML=sHTML+"<TR><TD align=center bgcolor='#98D1E0' style='border-left: 1px solid #808080; border-right: 1px solid #808080' colSpan=3 border='0' cellpadding='0' height='16'>";
	sHTML=sHTML+"<a title='Custom Content for Your Site' href='http://b2b.thefinancials.com/alacarte.asp' target='_top'><div style='font-family: Arial; font-size: 10px;'>Custom Content for Your Site</div></a></TD>";
	sHTML=sHTML+"</TR>";
	sHTML=sHTML+"      <tr>";
	sHTML=sHTML+"        <td colspan='3' bgcolor='#000000' align='center'><font color='#FFFFFF' face='Arial, Helvetica' size='2'><b>Market Update</b></font></td>";
	sHTML=sHTML+"      </tr>";
	sHTML=sHTML+"      <tr>";
	sHTML=sHTML+"        <td  bgcolor='#000080' colspan='2' align='left'><font face='Arial, Helvetica' size='2' color='#FFFFFF' >&nbsp;20-Nov-09</font></td>";
	sHTML=sHTML+"        <td bgcolor='#000080' align='center'><font face='Arial, Helvetica' size='2' color='#FFFFFF'>Last</font></td>";
	sHTML=sHTML+"      </tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a  onmouseover='window.status=&quot;30 Year Fixed Rate Mortgage, Freddie Mac Primary Mortgage Market Survey Average as of 20-Nov-2009 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>30 Yr FXD avg</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.08% as of 20-Nov-2009 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>4.83%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a  onmouseover='window.status=&quot;15 Year Fixed Rate Mortgage, Freddie Mac Primary Mortgage Market Survey Average as of 20-Nov-2009 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>15 Yr FXD avg</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.04% as of 20-Nov-2009 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>4.32%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a  onmouseover='window.status=&quot;5/1 Year Adjustable Rate Mortgage - Freddie Mac Primary Mortgage Market Survey Average as of 20-Nov-2009 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>5/1 ARM avg</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.04% as of 20-Nov-2009 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>4.25%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a  onmouseover='window.status=&quot;1 Year Adjustable Rate Mortgage - Freddie Mac Primary Mortgage Market Survey Average as of 20-Nov-2009 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>1 Yr ARM avg</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.11% as of 20-Nov-2009 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>4.35%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr><td nowrap colspan='4' height='10'><hr color='#C0C0C0' size='1' width='100%'></td></tr><tr ><tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a  onmouseover='window.status=&quot;Treasury Bond 10-year as of 20-Nov-2009 16:09&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>10-Year Treasury</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/uparrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;up 0.02% as of 20-Nov-2009 16:09&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#008000'>3.36%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a  onmouseover='window.status=&quot;Treasury Bond 30-year as of 20-Nov-2009 16:04&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>30-Year Treasury</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/uparrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;up 0.01% as of 20-Nov-2009 16:04&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#008000'>4.29%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a  onmouseover='window.status=&quot;USD 12M LIBOR as of 19-Nov-2009 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>USD 12M LIBOR</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.013% as of 19-Nov-2009 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>1.021%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a  onmouseover='window.status=&quot;USD 6M LIBOR as of 19-Nov-2009 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>USD 6M LIBOR</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.003% as of 19-Nov-2009 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>0.489%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a  onmouseover='window.status=&quot;11th District Cost of Funds Index (COFI) as of 30-Sep-2009 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>11th District COFI</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.140% as of 30-Sep-2009 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>1.272%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a  onmouseover='window.status=&quot;Federal Funds Target Rate as of 20-Nov-2009 16:06&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>Federal Funds (target)</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/noarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;no change as of 20-Nov-2009 16:06&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#000000'>0.25%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr><td nowrap colspan='4' height='10'><hr color='#C0C0C0' size='1' width='100%'></td></tr><tr ><tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a  onmouseover='window.status=&quot;Dow Jones Industrial Average - End of Day Quote as of 20-Nov-2009 16:04&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>DJIA (EOD)</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 14.28 as of 20-Nov-2009 16:04&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>10318.16</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a  onmouseover='window.status=&quot;NASDAQ Composite as of 20-Nov-2009 16:31&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>NASDAQ</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 10.78 as of 20-Nov-2009 16:31&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>2146.04</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a  onmouseover='window.status=&quot;Standard & Poors 500 Composite as of 20-Nov-2009 16:31&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>S&P 500</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 3.52 as of 20-Nov-2009 16:31&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>1091.38</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+"<td colspan='3' align='center' valign='top'>";
	sHTML=sHTML+"<div align='center'>";
	sHTML=sHTML+"<table border='0' cellpadding='0' cellspacing='0' width='100%'>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+"<td valign='top' colspan='2'> <hr color='#C0C0C0' size='1'></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+"<td align='center' valign='top'>";
	sHTML=sHTML+"<a href =  'http://www.theFinancials.com/Default.aspx?SubSectionID=homesumm&ReportFileName=EX_Mortgage_Update.html'";
	sHTML=sHTML+" onmouseover='window.status=&quot;View Historical Comparisons: Mortgage Market Update&quot;; return true' ";
	sHTML=sHTML+" onmouseout='window.status=&quot;&quot;; return true' target='_top'><b>view charts &amp; history</b></a>";
	sHTML=sHTML+"<br><a href='http://www.theFinancials.com/LoadSample.html?style=Tiny%20Thumbnail&styleid=T&title=Mortgage%20Market%20Update&id=1569&file=EXt_Mortgage_Update&branding=Cisinforma=0' onmouseover='window.status=&quot;Request instructions for adding this report to your site, for FREE.&quot;; return true' onmouseout='window.status=&quot;&quot;; return true' target='_top'><font style='color: #FF0000; font-family:Arial; font-size: 10pt;'><b>add to your site <img src='http://www.thefinancials.com/images/free.gif' border=0></b></font></b></font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+" </tr>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+"<td valign='top' colspan='2'> <hr color='#C0C0C0' size='1'></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"</table>";
	sHTML=sHTML+"</div>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"</table>";
	sHTML=sHTML+"<center>";
	sHTML=sHTML+"<table ><tr><td><div align='center' style='margin-top: 0; margin-bottom: 0'><font color='#000000'' size='1' face = 'Arial Narrow, Helvetica'>delayed 30+ minutes,&nbsp;sources: Freddie Mac, Federal Reserve, DTN</font></div><div align='center'> <a href='http://www.theFinancials.com' target='_top'><font SIZE='1' FACE='Arial, Helvetica'>&#169; theFinancials.com </a></font></div></td></tr></table></center>";
	sHTML=sHTML+"</center></div>";
	return sHTML;
}