function EXs_Mortgage_FreddieMac(sPID,sParamName,sParamVal) {

	sHTML="";
	sHTML=sHTML+"<META HTTP-EQUIV='Pragma' CONTENT='no-cache'><META HTTP-EQUIV='Expires' CONTENT='-1'><div align='center'><center>";
	sHTML=sHTML+"<table id='WidgetTable' border='0' cellspacing='0' cellpadding='2'";
	
	if (typeof(sParamName)!='undefined' && typeof(sParamVal)!='undefined') {
	   if (sParamName.toLowerCase()=='table_width' && sParamVal) {
	       sHTML=sHTML+" width='" + sParamVal + "'";
	   }
	}
	
	sHTML=sHTML+">";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"    <td align='center' style='border-top: 1px solid #000000; border-left: 1px solid #000000; border-right: 1px solid #000000' colspan='4' border='0' cellpadding='0' height='16' nowrap><div style='font-family: Arial; font-size: 10px;'>";
	sHTML=sHTML+"        <a title='view charts/history' href='http://www.theFinancials.com/Default.aspx?SubSectionID=homesumm&ReportFileName=EX_Mortgage_FreddieMac.html' target='_top'>view charts/history</a><font style='font-family: Arial; font-size: 10px; color: #FF0000;'>&nbsp;|</font>";
	sHTML=sHTML+"        <a title='get widget' href='http://www.theFinancials.com/WidgetWizard.aspx?id=0083001431&src=free' target='_top'>get widget</a></div>";
	sHTML=sHTML+"    </td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+" <tr> <td align='center' nowrap colspan='4' style='border-left: 1px solid #000000; border-right: 1px solid #000000'><!-- ";
	sHTML=sHTML+"Code for Futures Press Banner 225x60";
	sHTML=sHTML+"Replace xxx with your Affiliate code";
	sHTML=sHTML+"-->";
	sHTML=sHTML+"<!type='text/javascript' src='http://futurespress.net/banner/ad.js?code=LjMr2WURxPdo4MTOD8WQ,fin'></script><iframe src='http://futurespress.net/banner/RenderNS.ashx?code=LjMr2WURxPdo4MTOD8WQ&AffCode=fin' scrolling='no' frameborder='0' width='225' height='60'></iframe></td>      <tr>";
	sHTML=sHTML+"        <td colspan='4' bgcolor='#000000' align='center'><font color='#FFFFFF' face='Arial, Helvetica' size='2'><b>Freddie Mac Mortgage Rates</b></font></td>";
	sHTML=sHTML+"      </tr>";
	sHTML=sHTML+"      <tr>";
	sHTML=sHTML+"        <td  bgcolor='#000080' colspan='2' align='left'><font face='Arial, Helvetica' size='2' color='#FFFFFF' >9-Feb-12</font></td>";
	sHTML=sHTML+"        <td align='center' bgcolor='#000080'><font face='Arial, Helvetica' size='2' color='#FFFFFF'>Last</font></td>";
	sHTML=sHTML+"<td  bgcolor='#000080' align='center'><font face='Arial, Helvetica' size='2' color='#FFFFFF'>Change</font></td>";
	sHTML=sHTML+"      </tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a  onmouseover='window.status=&quot;5 Year Balloon/Reset Mortgage - Freddie Mac New Issues, Single-Class as of 10-Feb-2011 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='2'>5 Year Balloon</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;down 1.83% as of 10-Feb-2011 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='2' face='Arial, Helvetica' color='#FF0000'>6.86%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='2' face='Arial, Helvetica' color='#FF0000'>-1.83%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a  onmouseover='window.status=&quot;10 Year Fixed Rate Mortgage - Freddie Mac New Issues, Single-Class as of 26-Jan-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='2'>10 Year FXD</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;down 0.39% as of 26-Jan-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='2' face='Arial, Helvetica' color='#FF0000'>3.26%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='2' face='Arial, Helvetica' color='#FF0000'>-0.39%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a  onmouseover='window.status=&quot;10 Year Fixed Rate Mortgage, 1-Week Average - Freddie Mac New Issues, Single-Class as of 2-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='2'>10 Yr FXD, 1wk avg</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/noarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;no change as of 2-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='2' face='Arial, Helvetica' color='#000000'>3.26%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='2' face='Arial, Helvetica' color='#000000'>0.00%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a  onmouseover='window.status=&quot;15 Year Fixed Rate Mortgage - Freddie Mac New Issues, Single-Class as of 7-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='2'>15 Year FXD</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/uparrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;up 0.08% as of 7-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='2' face='Arial, Helvetica' color='#008000'>3.34%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='2' face='Arial, Helvetica' color='#008000'>0.08%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a  onmouseover='window.status=&quot;15 Year Fixed Rate Mortgage, Freddie Mac Primary Mortgage Market Survey Average as of 3-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='2'>15 Yr FXD, natl avg</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;down 0.10% as of 3-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='2' face='Arial, Helvetica' color='#FF0000'>3.14%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='2' face='Arial, Helvetica' color='#FF0000'>-0.10%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a  onmouseover='window.status=&quot;15 Year Fixed Rate Mortgage, 1-Week Average - Freddie Mac New Issues, Single-Class as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='2'>15 Yr FXD, 1wk avg</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;down 0.58% as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='2' face='Arial, Helvetica' color='#FF0000'>3.38%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='2' face='Arial, Helvetica' color='#FF0000'>-0.58%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a  onmouseover='window.status=&quot;3/1 Adjustable Rate Mortgage - Freddie Mac New Issues, Single-Class as of 30-Jan-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='2'>3/1 ARM</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/uparrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;up 0.22% as of 30-Jan-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='2' face='Arial, Helvetica' color='#008000'>2.97%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='2' face='Arial, Helvetica' color='#008000'>0.22%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a  onmouseover='window.status=&quot;1 Year Adjustable Rate Mortgage - Freddie Mac Primary Mortgage Market Survey Average as of 3-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='2'>1 Yr ARM, natl avg</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/uparrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;up 0.02% as of 3-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='2' face='Arial, Helvetica' color='#008000'>2.76%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='2' face='Arial, Helvetica' color='#008000'>0.02%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a  onmouseover='window.status=&quot;3/1Year Adjustable Rate Mortgage, 1-Week Average - Freddie Mac New Issues, Single-Class as of 6-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='2'>3/1 ARM, 1wk avg</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/noarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;no change as of 6-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='2' face='Arial, Helvetica' color='#000000'>2.97%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='2' face='Arial, Helvetica' color='#000000'>0.00%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a  onmouseover='window.status=&quot;5/1 Adjustable Rate Mortgage - Freddie Mac New Issues, Single-Class as of 7-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='2'>5/1 ARM</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;down 0.20% as of 7-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='2' face='Arial, Helvetica' color='#FF0000'>2.80%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='2' face='Arial, Helvetica' color='#FF0000'>-0.20%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a  onmouseover='window.status=&quot;5/1 Year Adjustable Rate Mortgage - Freddie Mac Primary Mortgage Market Survey Average as of 3-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='2'>5/1 ARM, natl avg</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;down 0.05% as of 3-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='2' face='Arial, Helvetica' color='#FF0000'>2.80%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='2' face='Arial, Helvetica' color='#FF0000'>-0.05%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a  onmouseover='window.status=&quot;5/1Year Adjustable Rate Mortgage, 1-Week Average - Freddie Mac New Issues, Single-Class as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='2'>5/1 ARM, 1wk avg</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/noarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;no change as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='2' face='Arial, Helvetica' color='#000000'>2.80%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='2' face='Arial, Helvetica' color='#000000'>0.00%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a  onmouseover='window.status=&quot;7/1 Adjustable Rate Mortgage - Freddie Mac New Issues, Single-Class as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='2'>7/1 ARM</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/uparrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;up 0.67% as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='2' face='Arial, Helvetica' color='#008000'>3.73%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='2' face='Arial, Helvetica' color='#008000'>0.67%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a  onmouseover='window.status=&quot;7/1Year Adjustable Rate Mortgage, 1-Week Average - Freddie Mac New Issues, Single-Class as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='2'>7/1 ARM, 1wk avg</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/uparrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;up 0.16% as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='2' face='Arial, Helvetica' color='#008000'>3.21%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='2' face='Arial, Helvetica' color='#008000'>0.16%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a  onmouseover='window.status=&quot;30 Year Fixed Rate Mortgage - Freddie Mac New Issues, Single-Class as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='2'>30 Year FXD</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/uparrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;up 0.17% as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='2' face='Arial, Helvetica' color='#008000'>4.37%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='2' face='Arial, Helvetica' color='#008000'>0.17%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a  onmouseover='window.status=&quot;30 Year Fixed Rate Mortgage, Freddie Mac Primary Mortgage Market Survey Average as of 3-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='2'>30 Yr FXD, natl avg</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;down 0.11% as of 3-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='2' face='Arial, Helvetica' color='#FF0000'>3.87%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='2' face='Arial, Helvetica' color='#FF0000'>-0.11%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a  onmouseover='window.status=&quot;30 Year Fixed Rate Mortgage, 1-Week Average - Freddie Mac New Issues, Single-Class as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='2'>30 Yr FXD, 1wk avg</font></a>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/uparrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;up 0.10% as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='2' face='Arial, Helvetica' color='#008000'>4.27%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='2' face='Arial, Helvetica' color='#008000'>0.10%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+"<td colspan='4' align='center' valign='top'>";
	sHTML=sHTML+"<div align='center'>";
	sHTML=sHTML+"<table style='height:1px; margin: -2;' border='0' cellpadding='0' cellspacing='0' width='100%'>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+"<td valign='top' colspan='2'> <hr color='#000000' size='1'></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"</table>";
	sHTML=sHTML+"</div>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"</table>";
	sHTML=sHTML+"<center>";
	sHTML=sHTML+"<table ><tr><td><div align='center'> <a href='http://www.theFinancials.com' target='_top'><font SIZE='1' FACE='Arial, Helvetica'>&#169; theFinancials.com </a></font></div></td></tr></table></center>";
	sHTML=sHTML+"</center></div>";
	return sHTML;
}

