function EXm_Mortgage_Rates_byRegion(sPID,sParamName,sParamVal) {
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	sHTML=sHTML+"        <a title='view details/history' href='http://www.theFinancials.com/Default.aspx?SubSectionID=homesumm&ReportFileName=EX_Mortgage_Rates_byRegion.html' target='_top'>view details/history</a><font style='font-family: Arial; font-size: 10px; color: #FF0000;'>&nbsp;|</font>";
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	sHTML=sHTML+"      <tr>";
	sHTML=sHTML+"        <td colspan='4' bgcolor='#000000' align='center'><font color='#FFFFFF' face='Arial, Helvetica' size='2'><b>US Mortgage Rates by Region</b></font><br>";
	sHTML=sHTML+"<a href='#' onClick='ZoomThumbnail(&quot;vortex&quot;,&quot;Chart90383&quot;,&quot;&quot;,&quot;C&quot;);return false;' onmouseover='window.status=&quot;Click to Enlarge&quot;; return false' onmouseout='window.status=&quot;&quot;; return false' target='_self'><img src='http://www.thefinancials.com/charts//i003024p.jpg' name='Chart90383' alt='Click to Enlarge' border='0' width='260' height='130' style='padding-top: 1px; padding-left: 1px; padding-right: 1px;' hspace='1'></a></td>";
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	sHTML=sHTML+"<tr><td colspan='4' bgcolor='#000000' align='center' nowrap valign='middle'><font color='#FFFFFF' face='Arial, Helvetica' size='2'><b><input type='radio' value='W-0' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart90383&quot;,&quot;Fname03078&quot;)'>Week&nbsp;<input type='radio' value='M-1' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart90383&quot;,&quot;Fname03078&quot;)' checked>Month&nbsp;<input type='radio' value='Y-2' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart90383&quot;,&quot;Fname03078&quot;)'>Year&nbsp;<input type='radio' value='Y3-3' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart90383&quot;,&quot;Fname03078&quot;)'>3 Yrs</b></font>    </td></tr>      <tr>";
	sHTML=sHTML+"        <td  bgcolor='#000080' colspan='2' align='left'><font face='Arial, Helvetica' size='2' color='#FFFFFF' >8-Feb-12</font></td>";
	sHTML=sHTML+"        <td align='center' bgcolor='#000080'><font face='Arial, Helvetica' size='2' color='#FFFFFF'>Last</font></td>";
	sHTML=sHTML+"<td  bgcolor='#000080' align='center'><font face='Arial, Helvetica' size='2' color='#FFFFFF'>Chg</font></td>";
	sHTML=sHTML+"      </tr>";
	sHTML=sHTML+"</form>";
	sHTML=sHTML+"<tr bgcolor='#000080'><td nowrap colspan='5'><font face='Arial, Helvetica' size='2' color='#FFFFFF'>30 Year FRM - Freddie Mac</font></td></tr><tr ><tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i003010&quot;,&quot;i003024&quot;,&quot;i002982&quot;,&quot;i002996&quot;,&quot;Chart90383_ChartInd_147072&quot;,&quot;Fname03078&quot;);return false;'  onmouseover='window.status=&quot;30 Year Fixed Rate Mortgage, 1-Week Average - Freddie Mac New Issues, Single-Class as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>30 Yr FXD, 1wk avg</font></a>";
	sHTML=sHTML+" <img name='Chart90383_ChartInd_147072' border='0' src='http://www.thefinancials.com/images/ActiveChart.gif' alt='This marker indicates the current chart.'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/uparrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;up 0.10% as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#008000'>4.27%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#008000'>0.10%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr bgcolor='#000080'><td nowrap colspan='5'><font face='Arial, Helvetica' size='2' color='#FFFFFF'>30 Year FRM by Region - Freddie Mac</font></td></tr><tr ><tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i003098&quot;,&quot;i003099&quot;,&quot;i003096&quot;,&quot;i003097&quot;,&quot;Chart90383_ChartInd_921312&quot;,&quot;Fname03078&quot;);return false;'  onmouseover='window.status=&quot;30 YR Fixed Rate Mortgage, 1-Week Average - Freddie Mac MIDWEST New Issues, Single-Class as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>Midwest</font></a>";
	sHTML=sHTML+" <img name='Chart90383_ChartInd_921312' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/noarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;no change as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#000000'>3.50%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#000000'>0.00%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i007038&quot;,&quot;i007040&quot;,&quot;i007042&quot;,&quot;i007044&quot;,&quot;Chart90383_ChartInd_840963&quot;,&quot;Fname03078&quot;);return false;'  onmouseover='window.status=&quot;30 YR Fixed Rate Mortgage, 1-Week Average - Freddie Mac NORTHEAST New Issues, Single-Class as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>Northeast</font></a>";
	sHTML=sHTML+" <img name='Chart90383_ChartInd_840963' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/noarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;no change as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#000000'>3.50%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#000000'>0.00%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i007037&quot;,&quot;i007039&quot;,&quot;i007041&quot;,&quot;i007043&quot;,&quot;Chart90383_ChartInd_542397&quot;,&quot;Fname03078&quot;);return false;'  onmouseover='window.status=&quot;30 YR Fixed Rate Mortgage, 1-Week Average - Freddie Mac SOUTHEAST New Issues, Single-Class as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>Southeast</font></a>";
	sHTML=sHTML+" <img name='Chart90383_ChartInd_542397' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/noarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;no change as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#000000'>3.50%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#000000'>0.00%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i003651&quot;,&quot;i003653&quot;,&quot;i003655&quot;,&quot;i003657&quot;,&quot;Chart90383_ChartInd_494431&quot;,&quot;Fname03078&quot;);return false;'  onmouseover='window.status=&quot;30 YR Fixed Rate Mortgage, 1-Week Average - Freddie Mac SOUTHWEST New Issues, Single-Class as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>Southwest</font></a>";
	sHTML=sHTML+" <img name='Chart90383_ChartInd_494431' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/noarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;no change as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#000000'>3.50%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#000000'>0.00%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i003652&quot;,&quot;i003654&quot;,&quot;i003656&quot;,&quot;i003658&quot;,&quot;Chart90383_ChartInd_156823&quot;,&quot;Fname03078&quot;);return false;'  onmouseover='window.status=&quot;30 YR Fixed Rate Mortgage, 1-Week Average - Freddie Mac WEST New Issues, Single-Class as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>West</font></a>";
	sHTML=sHTML+" <img name='Chart90383_ChartInd_156823' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/noarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;no change as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#000000'>3.50%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#000000'>0.00%</font></td>";
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	sHTML=sHTML+"</center></div>";
	return sHTML;
}