function EXm_Mortgage_Rates_Points(sPID,sParamName,sParamVal) {
	initChart1Props='i000000_i002183_i002182_i002184';

	sHTML="";
	sHTML=sHTML+"<META HTTP-EQUIV='Pragma' CONTENT='no-cache'><META HTTP-EQUIV='Expires' CONTENT='-1'>";
	sHTML=sHTML+"<!LANGUAGE='JavaScript' SRC='http://www.theFinancials.com/js/Thumbnails.js'></script>";
	sHTML=sHTML+"<div align='center'><center>";
	sHTML=sHTML+"<table border=0 cellspacing='0' cellpadding='2'";
	
	if (typeof(sParamName)!='undefined' && typeof(sParamVal)!='undefined') {
	   if (sParamName.toLowerCase()=='table_width' && sParamVal) {
	       sHTML=sHTML+" width='" + sParamVal + "'";
	   }
	}
	
	sHTML=sHTML+"width='260'><tr>";
	sHTML=sHTML+"    <td align='center' bgcolor='#F1F1ED' style='border-top: 1px solid #808080; border-left: 1px solid #808080; border-right: 1px solid #808080' colspan='4' border='0' cellpadding='0' height='16' nowrap><div style='font-family: Arial; font-size: 10px;'>";
	sHTML=sHTML+"        <a title='view details/history' href='http://www.theFinancials.com/Default.aspx?SubSectionID=homesumm&ReportFileName=EX_Mortgage_Rates_Points.html' target='_top'>view details/history</a><font style='font-family: Arial; font-size: 10px; color: #FF0000;'>&nbsp;|</font>";
	sHTML=sHTML+"        <a title='get widget' href='http://www.theFinancials.com/LoadSample.html?lang=EN&style=Medium%20Thumbnail&styleid=M&title=Major%20Mortgage%20Rates&id=1566&file=EXm_Mortgage_Rates_Points&branding=C'' target='_top'>get widget</a></div>";
	sHTML=sHTML+"    </td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+" <tr> <td align=center nowrap colspan='4' bgcolor='#F1F1ED' style='border-left: 1px solid #808080; border-bottom: 1px solid #808080; border-right: 1px solid #808080'><a href='http://ad.doubleclick.net/jump/invc.thefinancials/widget_medium;kw=;kval=widget_medium;tile=5;sz=88x31;ord=123456789?' target='_blank'><img src='http://ad.doubleclick.net/ad/invc.thefinancials/widget_medium;kw=;kval=widget_medium;tile=5;sz=88x31;ord=123456789?' width='88' height='31' border='0' alt=''></a>";
	sHTML=sHTML+"<!-- End ad tag -->";
	sHTML=sHTML+"<!-- begin ad tag (tile=6) -->";
	sHTML=sHTML+"<noscript><a href='http://ad.doubleclick.net/jump/invc.thefinancials/widget_medium;kw=;kval=widget_medium;tile=6;sz=88x31;ord=123456789?' target='_blank'><img src='http://ad.doubleclick.net/ad/invc.thefinancials/widget_medium;kw=;kval=widget_medium;tile=6;sz=88x31;ord=123456789?' width='88' height='31' border='0' alt=''></a></noscript>";
	sHTML=sHTML+"<!-- End ad tag --> </td><form name='Fname07771'>";
	sHTML=sHTML+"      <tr>";
	sHTML=sHTML+"        <td colspan='4' bgcolor='#000000' align='center'><font color='#FFFFFF' face='Arial, Helvetica' size='2'><b>Major Mortgage Rates</b></font><br>";
	sHTML=sHTML+"<a href='#' onClick='ZoomThumbnail(&quot;vortex&quot;,&quot;Chart28805&quot;,&quot;&quot;,&quot;C&quot;);return false;' onmouseover='window.status=&quot;Click to Enlarge&quot;; return false' onmouseout='window.status=&quot;&quot;; return false' target='_self'><img src='http://www.thefinancials.com/charts//i002183p.jpg' name='Chart28805' alt='Click to Enlarge' border='0' width='260' height='130' style='padding-top: 1px; padding-left: 1px; padding-right: 1px' hspace='1'></a></td>";
	sHTML=sHTML+"      </tr>";
	sHTML=sHTML+"<tr><td colspan='4' bgcolor='#000000' align='center' nowrap valign='middle'><font color='#FFFFFF' face='Arial, Helvetica' size='2'><b><input type='radio' value='W-0' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart28805&quot;,&quot;Fname07771&quot;)'>Week&nbsp;<input type='radio' value='M-1' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart28805&quot;,&quot;Fname07771&quot;)' checked>Month&nbsp;<input type='radio' value='Y-2' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart28805&quot;,&quot;Fname07771&quot;)'>Year&nbsp;<input type='radio' value='Y3-3' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart28805&quot;,&quot;Fname07771&quot;)'>3 Yrs</b></font>    </td></tr>      <tr>";
	sHTML=sHTML+"        <td  bgcolor='#000080' colspan='2' align='left'><font face='Arial, Helvetica' size='2' color='#FFFFFF' >&nbsp;3-Sep-10</font></td>";
	sHTML=sHTML+"        <td bgcolor='#000080' align='center'><font face='Arial, Helvetica' size='2' color='#FFFFFF'>Last</font></td>";
	sHTML=sHTML+"<td  bgcolor='#000080' align='center'><font face='Arial, Helvetica' size='2' color='#FFFFFF'>Points</font></td>";
	sHTML=sHTML+"      </tr>";
	sHTML=sHTML+"</form>";
	sHTML=sHTML+"<tr onmouseover=LoadThumbnail(&quot;i000000&quot;,&quot;i002187&quot;,&quot;i002186&quot;,&quot;i002185&quot;,&quot;Chart28805_ChartInd_79195&quot;,&quot;Fname07771&quot;);return false;>   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i000000&quot;,&quot;i002187&quot;,&quot;i002186&quot;,&quot;i002185&quot;,&quot;Chart28805_ChartInd_79195&quot;,&quot;Fname07771&quot;);return false;'  onmouseover='window.status=&quot;30 Year Fixed Rate Mortgage, Freddie Mac Primary Mortgage Market Survey Average as of 3-Sep-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>30 Yr FXD, natl avg</font></a>";
	sHTML=sHTML+" <img name='Chart28805_ChartInd_79195' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.04% as of 3-Sep-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>4.32%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#000000'>0.70%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr onmouseover=LoadThumbnail(&quot;i000000&quot;,&quot;i002183&quot;,&quot;i002182&quot;,&quot;i002184&quot;,&quot;Chart28805_ChartInd_693058&quot;,&quot;Fname07771&quot;);return false;>   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i000000&quot;,&quot;i002183&quot;,&quot;i002182&quot;,&quot;i002184&quot;,&quot;Chart28805_ChartInd_693058&quot;,&quot;Fname07771&quot;);return false;'  onmouseover='window.status=&quot;15 Year Fixed Rate Mortgage, Freddie Mac Primary Mortgage Market Survey Average as of 3-Sep-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>15 Yr FXD, natl avg</font></a>";
	sHTML=sHTML+" <img name='Chart28805_ChartInd_693058' border='0' src='http://www.thefinancials.com/images/ActiveChart.gif' alt='This marker indicates the current chart.'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.03% as of 3-Sep-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.83%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#000000'>0.60%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr onmouseover=LoadThumbnail(&quot;i000000&quot;,&quot;i003377&quot;,&quot;i003376&quot;,&quot;i003378&quot;,&quot;Chart28805_ChartInd_571378&quot;,&quot;Fname07771&quot;);return false;>   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i000000&quot;,&quot;i003377&quot;,&quot;i003376&quot;,&quot;i003378&quot;,&quot;Chart28805_ChartInd_571378&quot;,&quot;Fname07771&quot;);return false;'  onmouseover='window.status=&quot;5/1 Year Adjustable Rate Mortgage - Freddie Mac Primary Mortgage Market Survey Average as of 3-Sep-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>5/1 ARM, natl avg</font></a>";
	sHTML=sHTML+" <img name='Chart28805_ChartInd_571378' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.02% as of 3-Sep-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.54%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#000000'>0.60%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr onmouseover=LoadThumbnail(&quot;i000000&quot;,&quot;i002179&quot;,&quot;i002177&quot;,&quot;i002178&quot;,&quot;Chart28805_ChartInd_964189&quot;,&quot;Fname07771&quot;);return false;>   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i000000&quot;,&quot;i002179&quot;,&quot;i002177&quot;,&quot;i002178&quot;,&quot;Chart28805_ChartInd_964189&quot;,&quot;Fname07771&quot;);return false;'  onmouseover='window.status=&quot;1 Year Adjustable Rate Mortgage - Freddie Mac Primary Mortgage Market Survey Average as of 3-Sep-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>1 Yr ARM, natl avg</font></a>";
	sHTML=sHTML+" <img name='Chart28805_ChartInd_964189' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.02% as of 3-Sep-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.50%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#000000'>0.70%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+"<td colspan='4' align='center' valign='top'>";
	sHTML=sHTML+"<div align='center'>";
	sHTML=sHTML+"<table border='0' cellpadding='0' cellspacing='0' width='100%'>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+"<td valign='top' colspan='2'> <hr color='#CCCCCC' size='1'></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"</table>";
	sHTML=sHTML+"</div>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"</table>";
	sHTML=sHTML+"<center>";
	sHTML=sHTML+"<table  width = '260'><tr><td><div align='center' style='margin-top: 0; margin-bottom: 0'><font color='#000000'' size='1' face = 'Arial, Helvetica'>source: Freddie Mac</font></div><div align='center'> <a href='http://www.theFinancials.com' target='_top'><font SIZE='1' FACE='Arial, Helvetica'>&#169; theFinancials.com </a></font></div></td></tr></table></center>";
	sHTML=sHTML+"</center></div>";
	return sHTML;
}