function EXm_BestMortgageRates_ARM(sPID,sParamName,sParamVal) {
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	sHTML=sHTML+"        <a title='view details/history' href='http://www.theFinancials.com/Default.aspx?SubSectionID=homesumm&ReportFileName=EX_BestMortgageRates_ARM.html' target='_top'>view details/history</a><font style='font-family: Arial; font-size: 10px; color: #FF0000;'>&nbsp;|</font>";
	sHTML=sHTML+"        <a title='get widget' href='http://www.theFinancials.com/WidgetWizard.aspx?id=0216504772&src=free' target='_top'>get widget</a></div>";
	sHTML=sHTML+"    </td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+" <tr> <td align='center' nowrap colspan='4' style='border-left: 1px solid #000000; border-right: 1px solid #000000'><!-- ";
	sHTML=sHTML+"Code for Futures Press Banner 260x60";
	sHTML=sHTML+"Replace xxx with your Affiliate code";
	sHTML=sHTML+"-->";
	sHTML=sHTML+"<!type='text/javascript' src='http://futurespress.net/banner/ad.js?code=5OyPFYaxN2aaYcS1nbZ5VA,fin'></script><iframe src='http://futurespress.net/banner/RenderNS.ashx?code=5OyPFYaxN2aaYcS1nbZ5VA&AffCode=fin' scrolling='no' frameborder='0' width='260' height='60'></iframe></td><form name='Fname01384'>";
	sHTML=sHTML+"      <tr>";
	sHTML=sHTML+"        <td colspan='4' bgcolor='#000000' align='center'><font color='#FFFFFF' face='Arial, Helvetica' size='2'><b>Adjustable Mortgage Rates</b></font><br>";
	sHTML=sHTML+"<a href='#' onClick='ZoomThumbnail(&quot;vortex&quot;,&quot;Chart49818&quot;,&quot;&quot;,&quot;C&quot;);return false;' onmouseover='window.status=&quot;Click to Enlarge&quot;; return false' onmouseout='window.status=&quot;&quot;; return false' target='_self'><img src='http://www.thefinancials.com/charts//i008523p.jpg' name='Chart49818' alt='Click to Enlarge' border='0' width='260' height='130' style='padding-top: 1px; padding-left: 1px; padding-right: 1px;' hspace='1'></a></td>";
	sHTML=sHTML+"      </tr>";
	sHTML=sHTML+"<tr><td colspan='4' bgcolor='#000000' align='center' nowrap valign='middle'><font color='#FFFFFF' face='Arial, Helvetica' size='2'><b><input type='radio' value='W-0' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart49818&quot;,&quot;Fname01384&quot;)'>Week&nbsp;<input type='radio' value='M-1' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart49818&quot;,&quot;Fname01384&quot;)' checked>Month&nbsp;<input type='radio' value='Y-2' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart49818&quot;,&quot;Fname01384&quot;)'>Year&nbsp;<input type='radio' value='Y3-3' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart49818&quot;,&quot;Fname01384&quot;)'>3 Yrs</b></font>    </td></tr>      <tr>";
	sHTML=sHTML+"        <td  bgcolor='#000080' colspan='2' align='left'><font face='Arial, Helvetica' size='2' color='#FFFFFF' >10-Feb-12</font></td>";
	sHTML=sHTML+"        <td align='center' bgcolor='#000080'><font face='Arial, Helvetica' size='2' color='#FFFFFF'>APR</font></td>";
	sHTML=sHTML+"<td  bgcolor='#000080' align='center'><font face='Arial, Helvetica' size='2' color='#FFFFFF'>Change</font></td>";
	sHTML=sHTML+"      </tr>";
	sHTML=sHTML+"</form>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i000000&quot;,&quot;i002179&quot;,&quot;i002177&quot;,&quot;i002178&quot;,&quot;Chart49818_ChartInd_562226&quot;,&quot;Fname01384&quot;);return false;'  onmouseover='window.status=&quot;1 Year Adjustable Rate Mortgage - Freddie Mac Primary Mortgage Market Survey Average as of 10-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>1 Yr ARM, natl avg</font></a>";
	sHTML=sHTML+" <img name='Chart49818_ChartInd_562226' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/uparrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;up 0.02% as of 10-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#008000'>2.78%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#008000'>0.02%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i000000&quot;,&quot;i003377&quot;,&quot;i003376&quot;,&quot;i003378&quot;,&quot;Chart49818_ChartInd_135995&quot;,&quot;Fname01384&quot;);return false;'  onmouseover='window.status=&quot;5/1 Year Adjustable Rate Mortgage - Freddie Mac Primary Mortgage Market Survey Average as of 10-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>5/1 ARM, natl avg</font></a>";
	sHTML=sHTML+" <img name='Chart49818_ChartInd_135995' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/uparrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;up 0.03% as of 10-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#008000'>2.83%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#008000'>0.03%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008495&quot;,&quot;i008515&quot;,&quot;i008535&quot;,&quot;i008555&quot;,&quot;Chart49818_ChartInd_3982&quot;,&quot;Fname01384&quot;);return false;'  onmouseover='window.status=&quot;5/1 Year ARM Conforming - United States as of 10-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>5/1 Year ARM</font></a>";
	sHTML=sHTML+" <img name='Chart49818_ChartInd_3982' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/uparrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;up 0.09% as of 10-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#008000'>2.85%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#008000'>0.09%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008503&quot;,&quot;i008523&quot;,&quot;i008543&quot;,&quot;i008563&quot;,&quot;Chart49818_ChartInd_69637&quot;,&quot;Fname01384&quot;);return false;'  onmouseover='window.status=&quot;5/1 Year ARM Jumbo - United States as of 10-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>5/1 Year ARM Jumbo</font></a>";
	sHTML=sHTML+" <img name='Chart49818_ChartInd_69637' border='0' src='http://www.thefinancials.com/images/ActiveChart.gif' alt='This marker indicates the current chart.'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;down 0.01% as of 10-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>2.97%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#FF0000'>-0.01%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:left; '><a  onmouseover='window.status=&quot;7/1 Year ARM Jumbo - United States as of 1-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>7/1 Year ARM Jumbo</font></a>";
	sHTML=sHTML+" <img name='Chart49818_ChartInd_551323' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:center; '><img src='http://www.thefinancials.com/images/noarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;'><a onmouseover='window.status=&quot;no change as of 1-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#000000'>2.87%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 1; padding-bottom: 1; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#000000'>0.00%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+"<td colspan='4' align='center' valign='top'>";
	sHTML=sHTML+"<div align='center'>";
	sHTML=sHTML+"<table style='height:1px; margin: -2;' border='0' cellpadding='0' cellspacing='0' width='100%'>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+"<td valign='top' colspan='2'> <hr color='#000000' size='1'></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"</table>";
	sHTML=sHTML+"</div>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"</table>";
	sHTML=sHTML+"<center>";
	sHTML=sHTML+"<table style='margin-top: -2; margin-bottom: 0;' width = '260'><tr><td><div align='center'> <a href='http://www.theFinancials.com' target='_top'><font SIZE='1' FACE='Arial, Helvetica'>&#169; theFinancials.com </a></font></div></td></tr></table></center>";
	sHTML=sHTML+"</center></div>";
	return sHTML;
}