function EXk_Mortgage_BestRates (sPID, nWidth, sBG_Color, bBorder_On, sBorder_Color, sFontName, nFontSize, bBold, sFontColor_Symbol, sFontColor_Up, sFontColor_Down, sFontColor_Neutral, nDelay, nHeight, nYPosition1, nYPosition2) {
    if (typeof(sFontName)=='undefined') {
        sFontName='Arial';
    }
    if (typeof(nFontSize)=='undefined') {
        nFontSize='12';
    }
    if (typeof(bBold)=='undefined' || bBold=='') {
        bBold='0';
    }
    if (typeof(nWidth)=='undefined') {
        nWidth='500';
    }
    if (typeof(sBG_Color)=='undefined') {
        sBG_Color='E8E8E8';
    }
    if (typeof(sFontColor_Up)=='undefined' || sFontColor_Up=='') {
        sFontColor_Up='00BF00';
    }
    if (typeof(sFontColor_Down)=='undefined' || sFontColor_Down=='') {
        sFontColor_Down='FF0000';
    }
    if (typeof(sFontColor_Neutral)=='undefined' || sFontColor_Neutral=='') {
        sFontColor_Neutral='000000';
    }
    if (sBG_Color==sFontColor_Neutral) {
        sFontColor_Neutral='FFFFFF';
    }
    if (typeof(sFontColor_Symbol)=='undefined' || sFontColor_Symbol=='') {
        sFontColor_Symbol_Up=sFontColor_Up;
        sFontColor_Symbol_Down=sFontColor_Down;
        sFontColor_Symbol_Neutral=sFontColor_Neutral;
    } else {
        sFontColor_Symbol_Up=sFontColor_Symbol;
        sFontColor_Symbol_Down=sFontColor_Symbol;
        sFontColor_Symbol_Neutral=sFontColor_Symbol;
    }
    sTFCFontColor=sFontColor_Symbol_Neutral;
    if (typeof(bBorder_On)=='undefined') {
        bBorder_On='yes';
    }
    if (typeof(sBorder_Color)=='undefined') {
        sBorder_Color='808080';
    }
    if (typeof(nDelay)=='undefined') {
        nDelay=16;
    }
    if (typeof(nHeight)=='undefined') {
        nHeight=26;
    }
    if (typeof(nYPosition1)=='undefined') {
        nYPosition1=14;
    }
    if (typeof(nYPosition2)=='undefined') {
        nYPosition2=20;
    }
    sHTML="<HEAD><META HTTP-EQUIV='Pragma' CONTENT='no-cache'><META HTTP-EQUIV='Expires' CONTENT='-1'></HEAD>";
    sHTML=sHTML+"   <applet code='ascroll.class' codebase='http://www.thefinancials.com/free' width='" + nWidth + "' height='" + nHeight + "'>";
    sHTML=sHTML+"   <param name='applet_height' value='" + nHeight + "'>";
    sHTML=sHTML+"   <param name='regcode' value='ahs4457t8'>";
    sHTML=sHTML+"   <param name='info' value='Applet by Gokhan Dagli,www.appletcollection.com'>";
    sHTML=sHTML+"   <param name='bgcolor' value='" + sBG_Color + "'>";
    sHTML=sHTML+"   <param name='border' value='" + bBorder_On + "'>";
    sHTML=sHTML+"   <param name='border_color' value='" + sBorder_Color + "'>";
    sHTML=sHTML+"   <param name='mouse_over' value='stop'>";
    sHTML=sHTML+"   <param name='scroll_delay' value='" + nDelay + "'>";
    sHTML=sHTML+"   <param name='xspace' value='6'>";
    sHTML=sHTML+"   <param name='target_frame' value='_top'>";
    sHTML=sHTML+"   <param name='text1' value='National Average Mortgage Rates from theFinancials.com'>";
    sHTML=sHTML+"   <param name='link1' value='http://www.theFinancials.com'>";
    sHTML=sHTML+"   <param name='font1' value='" + sFontName + "," + bBold + "," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color1' value='" + sTFCFontColor + ",0000CC'>";
    sHTML=sHTML+"   <param name='status_bar_msg1' value='Compelling Content for Websites &amp; Investors'>";
    sHTML=sHTML+"   <param name='yposition1' value='16'>";
    sHTML=sHTML+"   <param name='text2' value='-  get this widget for your site FREE'>";
    sHTML=sHTML+"   <param name='link2' value='http://www.theFinancials.com/WidgetWizard.aspx?id=0086301557&src=free'>";
    sHTML=sHTML+"   <param name='font2' value='" + sFontName + "," + bBold + "," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color2' value='" + sTFCFontColor + ",0000CC'>";
    sHTML=sHTML+"   <param name='status_bar_msg2' value='get this widget for your site FREE'>";
    sHTML=sHTML+"   <param name='yposition2' value='16'>";
    sHTML=sHTML+"   <param name='text3' value='5/1 Yr ARM Jumbo: '>";
    sHTML=sHTML+"   <param name='link3' value='http://www.thefinancials.com/Default.aspx?SubSectionID=homesumm&ChartID=8543'>";
    sHTML=sHTML+"   <param name='font3' value='" + sFontName + "," + bBold + "," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color3' value='" + sFontColor_Symbol_Down + "," + sFontColor_Symbol_Down + "'>";
    sHTML=sHTML+"   <param name='status_bar_msg3' value='Click to view Chart of 5/1 Year ARM Jumbo - United States, 2.85% as of 3-Feb-2012 Close'>";
    sHTML=sHTML+"   <param name='yposition3' value='" + nYPosition1 + "'>";
    sHTML=sHTML+"   <param name='text4' value='2.85% -0.05% '>";
    sHTML=sHTML+"   <param name='link4' value='http://www.thefinancials.com/Default.aspx?SubSectionID=homesumm&ChartID=8543'>";
    sHTML=sHTML+"   <param name='font4' value='" + sFontName + "," + bBold + "," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color4' value='" + sFontColor_Down + "," + sFontColor_Down + "'>";
    sHTML=sHTML+"   <param name='status_bar_msg4' value='Click to view Chart of 5/1 Year ARM Jumbo - United States, 2.85% as of 3-Feb-2012 Close'>";
    sHTML=sHTML+"   <param name='yposition4' value='" + nYPosition1 + "'>";
    sHTML=sHTML+"   <param name='text5' value='7/1 Yr ARM Jumbo: '>";
    sHTML=sHTML+"   <param name='font5' value='" + sFontName + "," + bBold + "," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color5' value='" + sFontColor_Symbol_Neutral + "," + sFontColor_Symbol_Neutral + "'>";
    sHTML=sHTML+"   <param name='status_bar_msg5' value=' 7/1 Year ARM Jumbo - United States, 2.87% as of 1-Feb-2012 Close'>";
    sHTML=sHTML+"   <param name='yposition5' value='" + nYPosition2 + "'>";
    sHTML=sHTML+"   <param name='text6' value='2.87%  '>";
    sHTML=sHTML+"   <param name='font6' value='" + sFontName + "," + bBold + "," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color6' value='" + sFontColor_Neutral + "," + sFontColor_Neutral + "'>";
    sHTML=sHTML+"   <param name='status_bar_msg6' value=' 7/1 Year ARM Jumbo - United States, 2.87% as of 1-Feb-2012 Close'>";
    sHTML=sHTML+"   <param name='yposition6' value='" + nYPosition2 + "'>";
    sHTML=sHTML+"   <param name='text7' value='5/1 Yr ARM: '>";
    sHTML=sHTML+"   <param name='link7' value='http://www.thefinancials.com/Default.aspx?SubSectionID=homesumm&ChartID=8535'>";
    sHTML=sHTML+"   <param name='font7' value='" + sFontName + "," + bBold + "," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color7' value='" + sFontColor_Symbol_Down + "," + sFontColor_Symbol_Down + "'>";
    sHTML=sHTML+"   <param name='status_bar_msg7' value='Click to view Chart of 5/1 Year ARM Conforming - United States, 2.67% as of 3-Feb-2012 Close'>";
    sHTML=sHTML+"   <param name='yposition7' value='" + nYPosition1 + "'>";
    sHTML=sHTML+"   <param name='text8' value='2.67% -0.00% '>";
    sHTML=sHTML+"   <param name='link8' value='http://www.thefinancials.com/Default.aspx?SubSectionID=homesumm&ChartID=8535'>";
    sHTML=sHTML+"   <param name='font8' value='" + sFontName + "," + bBold + "," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color8' value='" + sFontColor_Down + "," + sFontColor_Down + "'>";
    sHTML=sHTML+"   <param name='status_bar_msg8' value='Click to view Chart of 5/1 Year ARM Conforming - United States, 2.67% as of 3-Feb-2012 Close'>";
    sHTML=sHTML+"   <param name='yposition8' value='" + nYPosition1 + "'>";
    sHTML=sHTML+"   <param name='text9' value='15 Yr FXD Jumbo: '>";
    sHTML=sHTML+"   <param name='link9' value='http://www.thefinancials.com/Default.aspx?SubSectionID=homesumm&ChartID=8546'>";
    sHTML=sHTML+"   <param name='font9' value='" + sFontName + "," + bBold + "," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color9' value='" + sFontColor_Symbol_Up + "," + sFontColor_Symbol_Up + "'>";
    sHTML=sHTML+"   <param name='status_bar_msg9' value='Click to view Chart of 15 Year Fixed Jumbo - United States, 3.57% as of 3-Feb-2012 Close'>";
    sHTML=sHTML+"   <param name='yposition9' value='" + nYPosition2 + "'>";
    sHTML=sHTML+"   <param name='text10' value='3.57% +0.00% '>";
    sHTML=sHTML+"   <param name='link10' value='http://www.thefinancials.com/Default.aspx?SubSectionID=homesumm&ChartID=8546'>";
    sHTML=sHTML+"   <param name='font10' value='" + sFontName + "," + bBold + "," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color10' value='" + sFontColor_Up + "," + sFontColor_Up + "'>";
    sHTML=sHTML+"   <param name='status_bar_msg10' value='Click to view Chart of 15 Year Fixed Jumbo - United States, 3.57% as of 3-Feb-2012 Close'>";
    sHTML=sHTML+"   <param name='yposition10' value='" + nYPosition2 + "'>";
    sHTML=sHTML+"   <param name='text11' value='30 Yr FXD Jumbo: '>";
    sHTML=sHTML+"   <param name='link11' value='http://www.thefinancials.com/Default.aspx?SubSectionID=homesumm&ChartID=8545'>";
    sHTML=sHTML+"   <param name='font11' value='" + sFontName + "," + bBold + "," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color11' value='" + sFontColor_Symbol_Up + "," + sFontColor_Symbol_Up + "'>";
    sHTML=sHTML+"   <param name='status_bar_msg11' value='Click to view Chart of 30 Year Fixed Jumbo - United States, 4.35% as of 3-Feb-2012 Close'>";
    sHTML=sHTML+"   <param name='yposition11' value='" + nYPosition1 + "'>";
    sHTML=sHTML+"   <param name='text12' value='4.35% +0.01% '>";
    sHTML=sHTML+"   <param name='link12' value='http://www.thefinancials.com/Default.aspx?SubSectionID=homesumm&ChartID=8545'>";
    sHTML=sHTML+"   <param name='font12' value='" + sFontName + "," + bBold + "," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color12' value='" + sFontColor_Up + "," + sFontColor_Up + "'>";
    sHTML=sHTML+"   <param name='status_bar_msg12' value='Click to view Chart of 30 Year Fixed Jumbo - United States, 4.35% as of 3-Feb-2012 Close'>";
    sHTML=sHTML+"   <param name='yposition12' value='" + nYPosition1 + "'>";
    sHTML=sHTML+"   <param name='text13' value='1 Yr ARM avg: '>";
    sHTML=sHTML+"   <param name='link13' value='http://www.thefinancials.com/Default.aspx?SubSectionID=homesumm&ChartID=2177'>";
    sHTML=sHTML+"   <param name='font13' value='" + sFontName + "," + bBold + "," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color13' value='" + sFontColor_Symbol_Up + "," + sFontColor_Symbol_Up + "'>";
    sHTML=sHTML+"   <param name='status_bar_msg13' value='Click to view Chart of 1 Year Adjustable Rate Mortgage - Freddie Mac Primary Mortgage Market Survey Average, 2.76% as of 3-Feb-2012 Close'>";
    sHTML=sHTML+"   <param name='yposition13' value='" + nYPosition2 + "'>";
    sHTML=sHTML+"   <param name='text14' value='2.76% +0.02% '>";
    sHTML=sHTML+"   <param name='link14' value='http://www.thefinancials.com/Default.aspx?SubSectionID=homesumm&ChartID=2177'>";
    sHTML=sHTML+"   <param name='font14' value='" + sFontName + "," + bBold + "," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color14' value='" + sFontColor_Up + "," + sFontColor_Up + "'>";
    sHTML=sHTML+"   <param name='status_bar_msg14' value='Click to view Chart of 1 Year Adjustable Rate Mortgage - Freddie Mac Primary Mortgage Market Survey Average, 2.76% as of 3-Feb-2012 Close'>";
    sHTML=sHTML+"   <param name='yposition14' value='" + nYPosition2 + "'>";
    sHTML=sHTML+"   <param name='text15' value='5/1 ARM avg: '>";
    sHTML=sHTML+"   <param name='link15' value='http://www.thefinancials.com/Default.aspx?SubSectionID=homesumm&ChartID=3376'>";
    sHTML=sHTML+"   <param name='font15' value='" + sFontName + "," + bBold + "," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color15' value='" + sFontColor_Symbol_Down + "," + sFontColor_Symbol_Down + "'>";
    sHTML=sHTML+"   <param name='status_bar_msg15' value='Click to view Chart of 5/1 Year Adjustable Rate Mortgage - Freddie Mac Primary Mortgage Market Survey Average, 2.80% as of 3-Feb-2012 Close'>";
    sHTML=sHTML+"   <param name='yposition15' value='" + nYPosition1 + "'>";
    sHTML=sHTML+"   <param name='text16' value='2.80% -0.05% '>";
    sHTML=sHTML+"   <param name='link16' value='http://www.thefinancials.com/Default.aspx?SubSectionID=homesumm&ChartID=3376'>";
    sHTML=sHTML+"   <param name='font16' value='" + sFontName + "," + bBold + "," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color16' value='" + sFontColor_Down + "," + sFontColor_Down + "'>";
    sHTML=sHTML+"   <param name='status_bar_msg16' value='Click to view Chart of 5/1 Year Adjustable Rate Mortgage - Freddie Mac Primary Mortgage Market Survey Average, 2.80% as of 3-Feb-2012 Close'>";
    sHTML=sHTML+"   <param name='yposition16' value='" + nYPosition1 + "'>";
    sHTML=sHTML+"   <param name='text17' value='15 Yr FXD avg: '>";
    sHTML=sHTML+"   <param name='link17' value='http://www.thefinancials.com/Default.aspx?SubSectionID=homesumm&ChartID=2182'>";
    sHTML=sHTML+"   <param name='font17' value='" + sFontName + "," + bBold + "," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color17' value='" + sFontColor_Symbol_Down + "," + sFontColor_Symbol_Down + "'>";
    sHTML=sHTML+"   <param name='status_bar_msg17' value='Click to view Chart of 15 Year Fixed Rate Mortgage, Freddie Mac Primary Mortgage Market Survey Average, 3.14% as of 3-Feb-2012 Close'>";
    sHTML=sHTML+"   <param name='yposition17' value='" + nYPosition2 + "'>";
    sHTML=sHTML+"   <param name='text18' value='3.14% -0.10% '>";
    sHTML=sHTML+"   <param name='link18' value='http://www.thefinancials.com/Default.aspx?SubSectionID=homesumm&ChartID=2182'>";
    sHTML=sHTML+"   <param name='font18' value='" + sFontName + "," + bBold + "," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color18' value='" + sFontColor_Down + "," + sFontColor_Down + "'>";
    sHTML=sHTML+"   <param name='status_bar_msg18' value='Click to view Chart of 15 Year Fixed Rate Mortgage, Freddie Mac Primary Mortgage Market Survey Average, 3.14% as of 3-Feb-2012 Close'>";
    sHTML=sHTML+"   <param name='yposition18' value='" + nYPosition2 + "'>";
    sHTML=sHTML+"   <param name='text19' value='30 Yr FXD avg: '>";
    sHTML=sHTML+"   <param name='link19' value='http://www.thefinancials.com/Default.aspx?SubSectionID=homesumm&ChartID=2186'>";
    sHTML=sHTML+"   <param name='font19' value='" + sFontName + "," + bBold + "," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color19' value='" + sFontColor_Symbol_Down + "," + sFontColor_Symbol_Down + "'>";
    sHTML=sHTML+"   <param name='status_bar_msg19' value='Click to view Chart of 30 Year Fixed Rate Mortgage, Freddie Mac Primary Mortgage Market Survey Average, 3.87% as of 3-Feb-2012 Close'>";
    sHTML=sHTML+"   <param name='yposition19' value='" + nYPosition1 + "'>";
    sHTML=sHTML+"   <param name='text20' value='3.87% -0.11% '>";
    sHTML=sHTML+"   <param name='link20' value='http://www.thefinancials.com/Default.aspx?SubSectionID=homesumm&ChartID=2186'>";
    sHTML=sHTML+"   <param name='font20' value='" + sFontName + "," + bBold + "," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color20' value='" + sFontColor_Down + "," + sFontColor_Down + "'>";
    sHTML=sHTML+"   <param name='status_bar_msg20' value='Click to view Chart of 30 Year Fixed Rate Mortgage, Freddie Mac Primary Mortgage Market Survey Average, 3.87% as of 3-Feb-2012 Close'>";
    sHTML=sHTML+"   <param name='yposition20' value='" + nYPosition1 + "'>";
    sHTML=sHTML+"   <param name='text21' value='&nbsp;&nbsp;&#169; theFinancials.com'>";
    sHTML=sHTML+"   <param name='link21' value='http://www.theFinancials.com'>";
    sHTML=sHTML+"   <param name='font21' value='" + sFontName + "," + bBold + ",9'>";
    sHTML=sHTML+"   <param name='color21' value='" + sTFCFontColor + "," + sTFCFontColor + "'>";
    sHTML=sHTML+"   <param name='status_bar_msg21' value='&#169; theFinancials.com & '>";
    sHTML=sHTML+"   <param name='yposition21' value='" +  nYPosition2  + "'>";
    sHTML=sHTML+"   </applet>";
    return sHTML;
}


