function EXh_BestMortgageRates_FRM(sPID,sParamName,sParamVal) {
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	sHTML=sHTML+"<!LANGUAGE='JavaScript' SRC='http://www.theFinancials.com/js/Thumbnails.js'></script>";
	sHTML=sHTML+"<div align='center'><center>";
	sHTML=sHTML+"<table border='0' cellpadding='2'>";
	sHTML=sHTML+"<form name='Fname03979'>";
	sHTML=sHTML+"  <tr>";
	sHTML=sHTML+"    <td colspan='2' bgcolor='#000000' align='left'><font color='#FFFFFF' face='Arial, Helvetica' size='3'><b><small>National Average Fixed Mortgage Rates</small></b></font></td>  </tr>";
	sHTML=sHTML+"  <tr>";
	sHTML=sHTML+"    <td valign='top' rowspan='2'><div align='center'><center><table border='0' cellspacing='0' cellpadding='2'";
	
	if (typeof(sParamName)!='undefined' && typeof(sParamVal)!='undefined') {
	   if (sParamName.toLowerCase()=='table_width' && sParamVal) {
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	sHTML=sHTML+">      <tr>";
	sHTML=sHTML+"        <td nowrap bgcolor='#FFFFFF' colspan='5' valign='middle' align='center' height='25' ";
	sHTML=sHTML+"        align='left'><small><font";
	sHTML=sHTML+"        color='#FFFFFF' face='Arial, Helvetica' > </font></small>";
	sHTML=sHTML+"<a href='http://www.erate.com/mortgage_rates_search.htm' target='_top'><div style='font-family: Arial; color: #0000FF; font-size: 12px;'>Click for Current Mortgage Rates</div></a>      </td></tr>";
	sHTML=sHTML+"      <tr>";
	sHTML=sHTML+"        <td  bgcolor='#000080' colspan='2' align='left'><font face='Arial, Helvetica'  color='#FFFFFF' size='1'>&nbsp;12-Mar-10</font></td>";
	sHTML=sHTML+"        <td bgcolor='#000080' align='center'><font face='Arial, Helvetica'  color='#FFFFFF' size='1'>APR</font></td>";
	sHTML=sHTML+"        <td bgcolor='#000080' height='20' align='center'><font face='Arial, Helvetica'  color='#FFFFFF' size='1'>Change</font></td>";
	sHTML=sHTML+"      </tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008499&quot;,&quot;i008519&quot;,&quot;i008539&quot;,&quot;i008559&quot;,&quot;Chart197792_ChartInd_946172&quot;,&quot;Fname03979&quot;);return false;'  onmouseover='window.status=&quot;15 Year Fixed Conforming - United States as of 10-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>15 Year Fixed</font></a>";
	sHTML=sHTML+" <img name='Chart197792_ChartInd_946172' border='0' src='http://www.thefinancials.com/images/ActiveChart.gif' alt='This marker indicates the current chart.'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.05% as of 10-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>4.46%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#FF0000'>-0.05%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008500&quot;,&quot;i008520&quot;,&quot;i008540&quot;,&quot;i008560&quot;,&quot;Chart197792_ChartInd_850001&quot;,&quot;Fname03979&quot;);return false;'  onmouseover='window.status=&quot;30 Year Fixed Conforming - United States as of 10-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>30 Year Fixed</font></a>";
	sHTML=sHTML+" <img name='Chart197792_ChartInd_850001' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.01% as of 10-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>5.05%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#FF0000'>-0.01%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008506&quot;,&quot;i008526&quot;,&quot;i008546&quot;,&quot;i008566&quot;,&quot;Chart197792_ChartInd_889428&quot;,&quot;Fname03979&quot;);return false;'  onmouseover='window.status=&quot;15 Year Fixed Jumbo - United States as of 10-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>15 Year Fixed Jumbo</font></a>";
	sHTML=sHTML+" <img name='Chart197792_ChartInd_889428' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.09% as of 10-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>5.18%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#FF0000'>-0.09%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008505&quot;,&quot;i008525&quot;,&quot;i008545&quot;,&quot;i008565&quot;,&quot;Chart197792_ChartInd_455901&quot;,&quot;Fname03979&quot;);return false;'  onmouseover='window.status=&quot;30 Year Fixed Jumbo - United States as of 10-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>30 Year Fixed Jumbo</font></a>";
	sHTML=sHTML+" <img name='Chart197792_ChartInd_455901' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.06% as of 10-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>5.77%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#FF0000'>-0.06%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr > ";
	sHTML=sHTML+"<td colspan='4' align='center' valign='top'>";
	sHTML=sHTML+"<div align='center'>";
	sHTML=sHTML+"<table border='0' cellpadding='0' cellspacing='0' width='100%'>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+"<td valign='top' colspan='2'>";
	sHTML=sHTML+"<hr color='#CCCCCC' size='1'>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+" <td align='center' valign='bottom' width='50%'>";
	sHTML=sHTML+"<a href='http://www.theFinancials.com/Default.aspx?SubSectionID=homesumm&ReportFileName=EX_BestMortgageRates_FRM.html' onmouseover='window.status=&quot;View Historical Comparisons: National Average Fixed Mortgage Rates&quot;; return true' target='_top'><b>view details &amp; history</b></a></td><td align='center' valign='bottom' width='50%' >";
	sHTML=sHTML+"<a href='http://www.theFinancials.com/LoadSample.html?style=Horizontal%20Thumbnail&styleid=H&title=National%20Average%20Fixed%20Mortgage%20Rates&id=4768&file=EXh_BestMortgageRates_FRM&branding=Cisinforma=1' onmouseover='window.status=&quot;Request instructions for adding this report to your site, for FREE.&quot;; return true' onmouseout='window.status=&quot;&quot;; return true' target='_top'><font style='color: #0000FF; font-family:Arial; font-size: 10pt;'><b>add to your site <img src='http://www.thefinancials.com/images/free.gif' border=0></b></font></a></td>";
	sHTML=sHTML+" </tr>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+"<td valign='top' colspan='2'> <hr color='#CCCCCC' size='1'></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"</table>";
	sHTML=sHTML+"</div>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"    </table>";
	sHTML=sHTML+"    </center></div></td>";
	sHTML=sHTML+"    <td style='border: 0px none' valign='top' ><p align='center'><font color='#000080' face='Arial, Helvetica'  size='1'>";
	sHTML=sHTML+"<img border='0' src='http://www.thefinancials.com/images/ActiveChart.gif' alt='This marker indicates the current chart.'> Use links on left to view charts. Click to enlarge.</font></td>";
	sHTML=sHTML+"  </tr>";
	sHTML=sHTML+"  <tr >";
	sHTML=sHTML+"    <td style='border: 0px none' valign='top' align='center'><p align='center'>";
	sHTML=sHTML+"<a    href='#' onClick='ZoomThumbnail(&quot;vortex&quot;,&quot;Chart197792&quot;,&quot;_top&quot;);return false;' onmouseover='window.status=&quot;Click to Enlarge&quot;; return false' onmouseout='window.status=&quot;&quot;; return true' target='_self'    ><img src='http://www.thefinancials.com/charts//i008519p.jpg' name='Chart197792'";
	sHTML=sHTML+"    alt='Click to Enlarge' border='0' width='260' height='130' style='padding-top: 1px; padding-left: 1px; padding-right: 1px' hspace='1'></a><br><font color='' face='Arial, Helvetica'  size='2'><input type='radio' value='W-0' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart197792&quot;,&quot;Fname03979&quot;)'>Week&nbsp;<input type='radio' value='M-1' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart197792&quot;,&quot;Fname03979&quot;)' checked>Month&nbsp;<input type='radio' value='Y-2' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart197792&quot;,&quot;Fname03979&quot;)'>Year&nbsp;<input type='radio' value='Y3-3' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart197792&quot;,&quot;Fname03979&quot;)'>3 Yrs</font>";
	sHTML=sHTML+"<div align='center' style='margin-top: 0; margin-bottom: 0'><font color='#000000'' size='1' face = 'Arial, Helvetica'>source: <a href='http://www.informars.com' target='_top'>informars.com</a>, <a href='http://www.erate.com/mortgage_rates_search.htm' target='_top'>erate.com</a></font><br><div align='center'> <a href='http://www.theFinancials.com' target='_top'><font SIZE='1' FACE='Arial, Helvetica'>&#169; theFinancials.com </a></font></div>  </td></tr>";
	sHTML=sHTML+"</form>";
	sHTML=sHTML+"</table>";
	sHTML=sHTML+"<center>";
	sHTML=sHTML+"</center>";
	sHTML=sHTML+"</center></div>";
	return sHTML;
}
