function EXh_BestMortgageRates_ARM(sPID,sParamName,sParamVal) {
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	sHTML=sHTML+"<form name='Fname05576'>";
	sHTML=sHTML+"  <tr>";
	sHTML=sHTML+"    <td colspan='2' bgcolor='#000000' align='left'><font color='#FFFFFF' face='Arial, Helvetica' size='3'><b><small>National Average Adjustable Mortgage Rates</small></b></font></td>  </tr>";
	sHTML=sHTML+"  <tr>";
	sHTML=sHTML+"    <td valign='top' rowspan='2'><div align='center'><center><table border='0' cellspacing='0' cellpadding='2'";
	
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	sHTML=sHTML+">      <tr>";
	sHTML=sHTML+"        <td nowrap bgcolor='#FFFFFF' colspan='5' valign='middle' align='center' height='25' ";
	sHTML=sHTML+"        align='left'><small><font";
	sHTML=sHTML+"        color='#FFFFFF' face='Arial, Helvetica' > </font></small>";
	sHTML=sHTML+"<a href='http://www.erate.com/mortgage_rates_search.htm' target='_top'><div style='font-family: Arial; color: #0000FF; font-size: 12px;'>Click for Current Mortgage Rates</div></a>      </td></tr>";
	sHTML=sHTML+"      <tr>";
	sHTML=sHTML+"        <td  bgcolor='#000080' colspan='2' align='left'><font face='Arial, Helvetica'  color='#FFFFFF' size='1'>&nbsp;19-Mar-10</font></td>";
	sHTML=sHTML+"        <td bgcolor='#000080' align='center'><font face='Arial, Helvetica'  color='#FFFFFF' size='1'>APR</font></td>";
	sHTML=sHTML+"        <td bgcolor='#000080' height='20' align='center'><font face='Arial, Helvetica'  color='#FFFFFF' size='1'>Change</font></td>";
	sHTML=sHTML+"      </tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008494&quot;,&quot;i008514&quot;,&quot;i008534&quot;,&quot;i008554&quot;,&quot;Chart50567_ChartInd_727417&quot;,&quot;Fname05576&quot;);return false;'  onmouseover='window.status=&quot;1 Year ARM Conforming - United States as of 17-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>1 Year ARM</font></a>";
	sHTML=sHTML+" <img name='Chart50567_ChartInd_727417' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/uparrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;up 0.00% as of 17-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#008000'>3.26%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#008000'>0.00%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008498&quot;,&quot;i008518&quot;,&quot;i008538&quot;,&quot;i008558&quot;,&quot;Chart50567_ChartInd_350076&quot;,&quot;Fname05576&quot;);return false;'  onmouseover='window.status=&quot;3/1 Year ARM Conforming - United States as of 17-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>3/1 Year ARM</font></a>";
	sHTML=sHTML+" <img name='Chart50567_ChartInd_350076' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.00% as of 17-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.39%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#FF0000'>0.00%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008495&quot;,&quot;i008515&quot;,&quot;i008535&quot;,&quot;i008555&quot;,&quot;Chart50567_ChartInd_920270&quot;,&quot;Fname05576&quot;);return false;'  onmouseover='window.status=&quot;5/1 Year ARM Conforming - United States as of 17-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>5/1 Year ARM</font></a>";
	sHTML=sHTML+" <img name='Chart50567_ChartInd_920270' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.02% as of 17-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.41%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#FF0000'>-0.02%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008496&quot;,&quot;i008516&quot;,&quot;i008536&quot;,&quot;i008556&quot;,&quot;Chart50567_ChartInd_582676&quot;,&quot;Fname05576&quot;);return false;'  onmouseover='window.status=&quot;7/1 Year ARM Conforming - United States as of 17-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>7/1 Year ARM</font></a>";
	sHTML=sHTML+" <img name='Chart50567_ChartInd_582676' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.01% as of 17-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.66%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#FF0000'>-0.01%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008504&quot;,&quot;i008524&quot;,&quot;i008544&quot;,&quot;i008564&quot;,&quot;Chart50567_ChartInd_414000&quot;,&quot;Fname05576&quot;);return false;'  onmouseover='window.status=&quot;10/1 Year ARM Conforming - United States as of 17-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>10/1 Year ARM</font></a>";
	sHTML=sHTML+" <img name='Chart50567_ChartInd_414000' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.08% as of 17-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.97%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#FF0000'>-0.08%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008497&quot;,&quot;i008517&quot;,&quot;i008537&quot;,&quot;i008557&quot;,&quot;Chart50567_ChartInd_651900&quot;,&quot;Fname05576&quot;);return false;'  onmouseover='window.status=&quot;1 Year ARM Jumbo - United States as of 17-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>1 Year ARM Jumbo</font></a>";
	sHTML=sHTML+" <img name='Chart50567_ChartInd_651900' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/uparrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;up 0.00% as of 17-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#008000'>3.30%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#008000'>0.00%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008501&quot;,&quot;i008521&quot;,&quot;i008541&quot;,&quot;i008561&quot;,&quot;Chart50567_ChartInd_180081&quot;,&quot;Fname05576&quot;);return false;'  onmouseover='window.status=&quot;3/1 Year ARM Jumbo - United States as of 17-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>3/1 Year ARM Jumbo</font></a>";
	sHTML=sHTML+" <img name='Chart50567_ChartInd_180081' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.01% as of 17-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.51%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#FF0000'>-0.01%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008503&quot;,&quot;i008523&quot;,&quot;i008543&quot;,&quot;i008563&quot;,&quot;Chart50567_ChartInd_557391&quot;,&quot;Fname05576&quot;);return false;'  onmouseover='window.status=&quot;5/1 Year ARM Jumbo - United States as of 17-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>5/1 Year ARM Jumbo</font></a>";
	sHTML=sHTML+" <img name='Chart50567_ChartInd_557391' border='0' src='http://www.thefinancials.com/images/ActiveChart.gif' alt='This marker indicates the current chart.'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.02% as of 17-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.57%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#FF0000'>-0.02%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008502&quot;,&quot;i008522&quot;,&quot;i008542&quot;,&quot;i008562&quot;,&quot;Chart50567_ChartInd_477402&quot;,&quot;Fname05576&quot;);return false;'  onmouseover='window.status=&quot;7/1 Year ARM Jumbo - United States as of 17-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>7/1 Year ARM Jumbo</font></a>";
	sHTML=sHTML+" <img name='Chart50567_ChartInd_477402' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.02% as of 17-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.97%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#FF0000'>-0.02%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008507&quot;,&quot;i008527&quot;,&quot;i008547&quot;,&quot;i008567&quot;,&quot;Chart50567_ChartInd_749047&quot;,&quot;Fname05576&quot;);return false;'  onmouseover='window.status=&quot;10/1 Year ARM Jumbo - United States as of 17-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>10/1 Year ARM Jumbo</font></a>";
	sHTML=sHTML+" <img name='Chart50567_ChartInd_749047' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.06% as of 17-Mar-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>4.47%</font></a></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;' ><font  size='1' face='Arial, Helvetica' color='#FF0000'>-0.06%</font></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr > ";
	sHTML=sHTML+"<td colspan='4' align='center' valign='top'>";
	sHTML=sHTML+"<div align='center'>";
	sHTML=sHTML+"<table border='0' cellpadding='0' cellspacing='0' width='100%'>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+"<td valign='top' colspan='2'>";
	sHTML=sHTML+"<hr color='#CCCCCC' size='1'>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+" <td align='center' valign='bottom' width='50%'>";
	sHTML=sHTML+"<a href='http://www.theFinancials.com/Default.aspx?SubSectionID=homesumm&ReportFileName=EX_BestMortgageRates_ARM.html' onmouseover='window.status=&quot;View Historical Comparisons: National Average Adjustable Mortgage Rates&quot;; return true' target='_top'><b>view details &amp; history</b></a></td><td align='center' valign='bottom' width='50%' >";
	sHTML=sHTML+"<a href='http://www.theFinancials.com/LoadSample.html?style=Horizontal%20Thumbnail&styleid=H&title=National%20Average%20Adjustable%20Mortgage%20Rates&id=4773&file=EXh_BestMortgageRates_ARM&branding=Cisinforma=1' onmouseover='window.status=&quot;Request instructions for adding this report to your site, for FREE.&quot;; return true' onmouseout='window.status=&quot;&quot;; return true' target='_top'><font style='color: #0000FF; font-family:Arial; font-size: 10pt;'><b>add to your site <img src='http://www.thefinancials.com/images/free.gif' border=0></b></font></a></td>";
	sHTML=sHTML+" </tr>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+"<td valign='top' colspan='2'> <hr color='#CCCCCC' size='1'></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"</table>";
	sHTML=sHTML+"</div>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"    </table>";
	sHTML=sHTML+"    </center></div></td>";
	sHTML=sHTML+"    <td style='border: 0px none' valign='top' ><p align='center'><font color='#000080' face='Arial, Helvetica'  size='1'>";
	sHTML=sHTML+"<img border='0' src='http://www.thefinancials.com/images/ActiveChart.gif' alt='This marker indicates the current chart.'> Use links on left to view charts. Click to enlarge.</font></td>";
	sHTML=sHTML+"  </tr>";
	sHTML=sHTML+"  <tr >";
	sHTML=sHTML+"    <td style='border: 0px none' valign='top' align='center'><p align='center'>";
	sHTML=sHTML+"<a    href='#' onClick='ZoomThumbnail(&quot;vortex&quot;,&quot;Chart50567&quot;,&quot;_top&quot;);return false;' onmouseover='window.status=&quot;Click to Enlarge&quot;; return false' onmouseout='window.status=&quot;&quot;; return true' target='_self'    ><img src='http://www.thefinancials.com/charts//i008523p.jpg' name='Chart50567'";
	sHTML=sHTML+"    alt='Click to Enlarge' border='0' width='260' height='130' style='padding-top: 1px; padding-left: 1px; padding-right: 1px' hspace='1'></a><br><font color='' face='Arial, Helvetica'  size='2'><input type='radio' value='W-0' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart50567&quot;,&quot;Fname05576&quot;)'>Week&nbsp;<input type='radio' value='M-1' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart50567&quot;,&quot;Fname05576&quot;)' checked>Month&nbsp;<input type='radio' value='Y-2' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart50567&quot;,&quot;Fname05576&quot;)'>Year&nbsp;<input type='radio' value='Y3-3' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart50567&quot;,&quot;Fname05576&quot;)'>3 Yrs</font>";
	sHTML=sHTML+"<div align='center' style='margin-top: 0; margin-bottom: 0'><font color='#000000'' size='1' face = 'Arial, Helvetica'>source: <a href='http://www.informars.com' target='_top'>informars.com</a>, <a href='http://www.erate.com/mortgage_rates_search.htm' target='_top'>erate.com</a></font><br><div align='center'> <a href='http://www.theFinancials.com' target='_top'><font SIZE='1' FACE='Arial, Helvetica'>&#169; theFinancials.com </a></font></div>  </td></tr>";
	sHTML=sHTML+"</form>";
	sHTML=sHTML+"</table>";
	sHTML=sHTML+"<center>";
	sHTML=sHTML+"</center>";
	sHTML=sHTML+"</center></div>";
	return sHTML;
}
