function EXc_MortgageRates_NatlAvg(sPID,sParamName,sParamVal) {
	initChart1Props='i008499_i008519_i008539_i008559';

	sHTML="";
	sHTML=sHTML+"<META HTTP-EQUIV='Pragma' CONTENT='no-cache'><META HTTP-EQUIV='Expires' CONTENT='-1'>";
	sHTML=sHTML+"<!LANGUAGE='JavaScript' SRC='http://www.theFinancials.com/js/Thumbnails.js'></script>";
	sHTML=sHTML+"<div align='center'><center>";
	sHTML=sHTML+"<table border=0 cellspacing='0' cellpadding='2'";
	
	if (typeof(sParamName)!='undefined' && typeof(sParamVal)!='undefined') {
	   if (sParamName.toLowerCase()=='table_width' && sParamVal) {
	       sHTML=sHTML+" width='" + sParamVal + "'";
	   }
	}
	
	sHTML=sHTML+"width='165'><tr>";
	sHTML=sHTML+"<td nowrap colspan='3'  bgcolor='#4BAFC8'>";
	sHTML=sHTML+"<a href='http://www.theFinancials.com' target='_top'><img src = 'http://www.thefinancials.com/images/theFinancials_105x16.gif' alt='Compelling Content for Websites &amp; Investors' border='0' width='105' height='16'></a></td></tr>";
	sHTML=sHTML+"<TR><TD align=center bgcolor='#98D1E0' style='border-left: 1px solid #808080; border-right: 1px solid #808080' colSpan=3 border='0' cellpadding='0' height='16'>";
	sHTML=sHTML+"<a href='http://www.erate.com/mortgage_rates_search.htm' target='_top'><div style='font-family: Arial; color: #0000FF; font-size: 10px;'>Click for Current Mortgage Rates</div></a></TD>";
	sHTML=sHTML+"</TR>";
	sHTML=sHTML+"<form name='Fname00141'>";
	sHTML=sHTML+"      <tr>";
	sHTML=sHTML+"        <td colspan='3' bgcolor='#000000' align='center'><font color='#FFFFFF' face='Arial, Helvetica' size='2'><b>Mortgage Rates</b></font><br>";
	sHTML=sHTML+"<a href='#' onClick='ZoomThumbnail(&quot;vortex&quot;,&quot;Chart161786&quot;);return false;' onmouseover='window.status=&quot;Click to Enlarge&quot;; return false' onmouseout='window.status=&quot;&quot;; return false' target='_self'><img src='http://www.thefinancials.com/charts//i008519t.jpg' name='Chart161786' alt='Click to Enlarge' border='0' width='165' height='100' style='padding-top: 1px; padding-left: 1px; padding-right: 1px' hspace='1'></a></td>";
	sHTML=sHTML+"      </tr>";
	sHTML=sHTML+"<tr><td colspan='3' bgcolor='#000000' align='center' nowrap valign='middle'><font color='#FFFFFF' face='Arial, Helvetica' size='2'><b><input type='radio' value='W-0' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart161786&quot;,&quot;Fname00141&quot;)'>Wk&nbsp;<input type='radio' value='M-1' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart161786&quot;,&quot;Fname00141&quot;)' checked>Mo&nbsp;<input type='radio' value='Y-2' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart161786&quot;,&quot;Fname00141&quot;)'>Yr&nbsp;<input type='radio' value='Y3-3' name='optTimeframe' onclick='ChangeTimeframes(&quot;Chart161786&quot;,&quot;Fname00141&quot;)'>3Yr</b></font>    </td></tr>      <tr>";
	sHTML=sHTML+"        <td  bgcolor='#000080' colspan='2' align='left'><font face='Arial, Helvetica' size='2' color='#FFFFFF' >&nbsp;9-Feb-10</font></td>";
	sHTML=sHTML+"        <td bgcolor='#000080' align='center'><font face='Arial, Helvetica' size='2' color='#FFFFFF'>APR</font></td>";
	sHTML=sHTML+"      </tr>";
	sHTML=sHTML+"</form>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008499&quot;,&quot;i008519&quot;,&quot;i008539&quot;,&quot;i008559&quot;,&quot;Chart161786_ChartInd_33674&quot;,&quot;Fname00141&quot;);return false;'  onmouseover='window.status=&quot;15 Year Fixed Conforming - United States as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>15 Yr FXD</font></a>";
	sHTML=sHTML+" <img name='Chart161786_ChartInd_33674' border='0' src='http://www.thefinancials.com/images/ActiveChart.gif' alt='This marker indicates the current chart.'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.04% as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>4.51%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008500&quot;,&quot;i008520&quot;,&quot;i008540&quot;,&quot;i008560&quot;,&quot;Chart161786_ChartInd_249971&quot;,&quot;Fname00141&quot;);return false;'  onmouseover='window.status=&quot;30 Year Fixed Conforming - United States as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>30 Yr FXD</font></a>";
	sHTML=sHTML+" <img name='Chart161786_ChartInd_249971' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.03% as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>5.11%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008506&quot;,&quot;i008526&quot;,&quot;i008546&quot;,&quot;i008566&quot;,&quot;Chart161786_ChartInd_77092&quot;,&quot;Fname00141&quot;);return false;'  onmouseover='window.status=&quot;15 Year Fixed Jumbo - United States as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>15 Yr FXD Jumbo</font></a>";
	sHTML=sHTML+" <img name='Chart161786_ChartInd_77092' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.01% as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>5.26%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008505&quot;,&quot;i008525&quot;,&quot;i008545&quot;,&quot;i008565&quot;,&quot;Chart161786_ChartInd_605191&quot;,&quot;Fname00141&quot;);return false;'  onmouseover='window.status=&quot;30 Year Fixed Jumbo - United States as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>30 Yr FXD Jumbo</font></a>";
	sHTML=sHTML+" <img name='Chart161786_ChartInd_605191' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.05% as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>5.79%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr><td nowrap colspan='4' height='10'><hr color='#C0C0C0' size='1' width='100%'></td></tr><tr ><tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008494&quot;,&quot;i008514&quot;,&quot;i008534&quot;,&quot;i008554&quot;,&quot;Chart161786_ChartInd_680012&quot;,&quot;Fname00141&quot;);return false;'  onmouseover='window.status=&quot;1 Year ARM Conforming - United States as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>1 Yr ARM</font></a>";
	sHTML=sHTML+" <img name='Chart161786_ChartInd_680012' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/uparrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;up 0.01% as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#008000'>3.24%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008498&quot;,&quot;i008518&quot;,&quot;i008538&quot;,&quot;i008558&quot;,&quot;Chart161786_ChartInd_415691&quot;,&quot;Fname00141&quot;);return false;'  onmouseover='window.status=&quot;3/1 Year ARM Conforming - United States as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>3/1 Yr ARM</font></a>";
	sHTML=sHTML+" <img name='Chart161786_ChartInd_415691' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.01% as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.36%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008495&quot;,&quot;i008515&quot;,&quot;i008535&quot;,&quot;i008555&quot;,&quot;Chart161786_ChartInd_515722&quot;,&quot;Fname00141&quot;);return false;'  onmouseover='window.status=&quot;5/1 Year ARM Conforming - United States as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>5/1 Yr ARM</font></a>";
	sHTML=sHTML+" <img name='Chart161786_ChartInd_515722' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.03% as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.41%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008496&quot;,&quot;i008516&quot;,&quot;i008536&quot;,&quot;i008556&quot;,&quot;Chart161786_ChartInd_731927&quot;,&quot;Fname00141&quot;);return false;'  onmouseover='window.status=&quot;7/1 Year ARM Conforming - United States as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>7/1 Yr ARM</font></a>";
	sHTML=sHTML+" <img name='Chart161786_ChartInd_731927' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.05% as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.67%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008504&quot;,&quot;i008524&quot;,&quot;i008544&quot;,&quot;i008564&quot;,&quot;Chart161786_ChartInd_221924&quot;,&quot;Fname00141&quot;);return false;'  onmouseover='window.status=&quot;10/1 Year ARM Conforming - United States as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>10/1 Yr ARM</font></a>";
	sHTML=sHTML+" <img name='Chart161786_ChartInd_221924' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.10% as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>4.05%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008497&quot;,&quot;i008517&quot;,&quot;i008537&quot;,&quot;i008557&quot;,&quot;Chart161786_ChartInd_273600&quot;,&quot;Fname00141&quot;);return false;'  onmouseover='window.status=&quot;1 Year ARM Jumbo - United States as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>1 Yr ARM Jumbo</font></a>";
	sHTML=sHTML+" <img name='Chart161786_ChartInd_273600' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/uparrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;up 0.01% as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#008000'>3.27%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008501&quot;,&quot;i008521&quot;,&quot;i008541&quot;,&quot;i008561&quot;,&quot;Chart161786_ChartInd_741069&quot;,&quot;Fname00141&quot;);return false;'  onmouseover='window.status=&quot;3/1 Year ARM Jumbo - United States as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>3/1 Yr ARM Jumbo</font></a>";
	sHTML=sHTML+" <img name='Chart161786_ChartInd_741069' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.02% as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.48%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008503&quot;,&quot;i008523&quot;,&quot;i008543&quot;,&quot;i008563&quot;,&quot;Chart161786_ChartInd_908669&quot;,&quot;Fname00141&quot;);return false;'  onmouseover='window.status=&quot;5/1 Year ARM Jumbo - United States as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>5/1 Yr ARM Jumbo</font></a>";
	sHTML=sHTML+" <img name='Chart161786_ChartInd_908669' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.01% as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.61%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008502&quot;,&quot;i008522&quot;,&quot;i008542&quot;,&quot;i008562&quot;,&quot;Chart161786_ChartInd_383346&quot;,&quot;Fname00141&quot;);return false;'  onmouseover='window.status=&quot;7/1 Year ARM Jumbo - United States as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>7/1 Yr ARM Jumbo</font></a>";
	sHTML=sHTML+" <img name='Chart161786_ChartInd_383346' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/uparrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;up 0.00% as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#008000'>4.05%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008507&quot;,&quot;i008527&quot;,&quot;i008547&quot;,&quot;i008567&quot;,&quot;Chart161786_ChartInd_964383&quot;,&quot;Fname00141&quot;);return false;'  onmouseover='window.status=&quot;10/1 Year ARM Jumbo - United States as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>10/1 Yr ARM Jumbo</font></a>";
	sHTML=sHTML+" <img name='Chart161786_ChartInd_964383' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.04% as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>4.53%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr><td nowrap colspan='4' height='10'><hr color='#C0C0C0' size='1' width='100%'></td></tr><tr ><tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008508&quot;,&quot;i008528&quot;,&quot;i008548&quot;,&quot;i008568&quot;,&quot;Chart161786_ChartInd_393574&quot;,&quot;Fname00141&quot;);return false;'  onmouseover='window.status=&quot;Interest Only: 3/1 Year ARM Conforming - United States as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>IO 3/1 Yr ARM</font></a>";
	sHTML=sHTML+" <img name='Chart161786_ChartInd_393574' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.01% as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.39%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008510&quot;,&quot;i008530&quot;,&quot;i008550&quot;,&quot;i008570&quot;,&quot;Chart161786_ChartInd_26593&quot;,&quot;Fname00141&quot;);return false;'  onmouseover='window.status=&quot;Interest Only: 5/1 Year ARM Conforming - United States as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>IO 5/1 Yr ARM</font></a>";
	sHTML=sHTML+" <img name='Chart161786_ChartInd_26593' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.05% as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.46%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008509&quot;,&quot;i008529&quot;,&quot;i008549&quot;,&quot;i008569&quot;,&quot;Chart161786_ChartInd_53255&quot;,&quot;Fname00141&quot;);return false;'  onmouseover='window.status=&quot;Interest Only: 7/1 Year ARM Conforming - United States as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>IO 7/1 Yr ARM</font></a>";
	sHTML=sHTML+" <img name='Chart161786_ChartInd_53255' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.07% as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.72%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008512&quot;,&quot;i008532&quot;,&quot;i008552&quot;,&quot;i008572&quot;,&quot;Chart161786_ChartInd_133609&quot;,&quot;Fname00141&quot;);return false;'  onmouseover='window.status=&quot;Interest Only: 3/1 Year ARM Jumbo - United States as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>IO 3/1 Yr ARM Jum</font></a>";
	sHTML=sHTML+" <img name='Chart161786_ChartInd_133609' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/downarrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;down 0.01% as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#FF0000'>3.54%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008513&quot;,&quot;i008533&quot;,&quot;i008553&quot;,&quot;i008573&quot;,&quot;Chart161786_ChartInd_599031&quot;,&quot;Fname00141&quot;);return false;'  onmouseover='window.status=&quot;Interest Only: 5/1 Year ARM Jumbo - United States as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>IO 5/1 Yr ARM Jum</font></a>";
	sHTML=sHTML+" <img name='Chart161786_ChartInd_599031' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/uparrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;up 0.01% as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#008000'>3.75%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:left; '><a href='#' onClick='LoadThumbnail(&quot;i008511&quot;,&quot;i008531&quot;,&quot;i008551&quot;,&quot;i008571&quot;,&quot;Chart161786_ChartInd_520818&quot;,&quot;Fname00141&quot;);return false;'  onmouseover='window.status=&quot;Interest Only: 7/1 Year ARM Jumbo - United States as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>IO 7/1 Yr ARM Jum</font></a>";
	sHTML=sHTML+" <img name='Chart161786_ChartInd_520818' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"        <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:center; '><img src='http://www.thefinancials.com/images/uparrow.gif' border='0'></td>";
	sHTML=sHTML+"   <td nowrap style='padding-top: 2; padding-bottom: 2; text-align:right;'><a onmouseover='window.status=&quot;up 0.06% as of 5-Feb-2010 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font  size='1' face='Arial, Helvetica' color='#008000'>4.22%</font></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+"<td colspan='3' align='center' valign='top'>";
	sHTML=sHTML+"<div align='center'>";
	sHTML=sHTML+"<table border='0' cellpadding='0' cellspacing='0' width='100%'>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+"<td valign='top' colspan='2'> <hr color='#C0C0C0' size='1'></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+" <td align='center' valign='bottom' width='50%'>";
	sHTML=sHTML+"<a href='http://www.theFinancials.com/Default.aspx?SubSectionID=homesumm&ReportFileName=EX_MortgageRates_NatlAvg.html' onmouseover='window.status=&quot;View Historical Comparisons: National Average Mortgage Rates&quot;; return true' target='_top'><b>view details &amp; history</b></a></td>";
	sHTML=sHTML+"<td align='center' valign='bottom' width='50%' >";
	sHTML=sHTML+"<a href='http://www.theFinancials.com/LoadSample.html?style=Compact%20Thumbnail&styleid=C&title=National%20Average%20Mortgage%20Rates&id=4751&file=EXc_MortgageRates_NatlAvg&branding=Cisinforma=1' onmouseover='window.status=&quot;Request instructions for adding this report to your site, for FREE.&quot;; return true' onmouseout='window.status=&quot;&quot;; return true' target='_top'><b>add to your site <img src='http://www.thefinancials.com/images/free.gif' border=0></b></font></b></font></a></td>";
	sHTML=sHTML+" </tr>";
	sHTML=sHTML+"<tr >";
	sHTML=sHTML+"<td valign='top' colspan='2'> <hr color='#C0C0C0' size='1'></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"</table>";
	sHTML=sHTML+"</div>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"</table>";
	sHTML=sHTML+"<center>";
	sHTML=sHTML+"<table  width = '165'><tr><td><div align='center' style='margin-top: 0; margin-bottom: 0'><font color='#000000'' size='1' face = 'Arial Narrow, Helvetica'>source: informars.com, erate.com</font></div><div align='center'> <a href='http://www.theFinancials.com' target='_top'><font SIZE='1' FACE='Arial, Helvetica'>&#169; theFinancials.com </a></font></div></td></tr></table></center>";
	sHTML=sHTML+"</center></div>";
	return sHTML;
}
