function EX_Mortgage_FreddieMac_vs_Best(sPID,sParamName,sParamVal) {
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	sHTML=sHTML+"<p style='margin-top: 6'><a href='http://www.theFinancials.com' target='_top'><font face='Arial, Helvetica' size='2'>Quotes, Charts, Research, Data</font></a></p></td>";
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	sHTML=sHTML+"</td></tr>";
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	sHTML=sHTML+"    <td align='left' BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 1px solid rgb(128,128,128); border-bottom: 1px solid rgb(128,128,128)' ";
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	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 1px solid rgb(128,128,128); border-bottom: 0px none; margin: -1px; padding-top: -2px; padding-bottom: -2px'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Current</b></font></td>";
	sHTML=sHTML+"    <td align='center' COLSPAN='2' BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 1px solid rgb(128,128,128); border-bottom: 0px none'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Previous</b></font></td>";
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	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 1px solid rgb(128,128,128);  border-bottom: 0px none'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Previous</b></font></td>";
	sHTML=sHTML+"    <td align='center' COLSPAN='2' BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 1px solid rgb(128,128,128); border-bottom: 0px none'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Previous</b></font></td>";
	sHTML=sHTML+"    <td align='center' COLSPAN='2' BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right:  1px solid rgb(128,128,128); border-top: 1px solid rgb(128,128,128);  border-bottom: 0px none'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Previous</b></font></td>";
	sHTML=sHTML+"  </tr>";
	sHTML=sHTML+"  </tr>";
	sHTML=sHTML+"  <tr>";
	sHTML=sHTML+"    <td align='center' BGCOLOR='#0099CC' colspan='1' ";
	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 0px none'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Rate</b></font></td>";
	sHTML=sHTML+"    <td align='center' BGCOLOR='#C0C0C0' colspan='2' ";
	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 0px none'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#0000FF' size='1'><b>Day</b></font></td>";
	sHTML=sHTML+"    <td align='center' BGCOLOR='#C0C0C0' colspan='2' ";
	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 0px none'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#0000FF' size='1'><b>Week</b></font></td>";
	sHTML=sHTML+"    <td align='center' BGCOLOR='#C0C0C0' colspan='2' ";
	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 0px none'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#0000FF' size='1'><b>Month</b></font></td>";
	sHTML=sHTML+"    <td align='center' BGCOLOR='#C0C0C0' colspan='2' ";
	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right:  1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 0px none'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#0000FF' size='1'><b>Year</b></font></td>";
	sHTML=sHTML+"  </tr>";
	sHTML=sHTML+"  <tr>";
	sHTML=sHTML+"    <td align='center' BGCOLOR='#0099CC' colspan='1' ";
	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 0px none'><font ";
	sHTML=sHTML+"face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>8-Feb-12</b></font></td>";
	sHTML=sHTML+"    <td align='center' BGCOLOR='#0099CC' colspan='2' ";
	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 0px none'><font ";
	sHTML=sHTML+"face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>7-Feb-12</b></font></td> ";
	sHTML=sHTML+"    <td align='center' BGCOLOR='#0099CC' colspan='2' ";
	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 0px none'><font ";
	sHTML=sHTML+"face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>1-Feb-12</b></font></td>";
	sHTML=sHTML+"    <td align='center' BGCOLOR='#0099CC' colspan='2' ";
	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 0px none'><font ";
	sHTML=sHTML+"face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>9-Jan-12</b></font></td>";
	sHTML=sHTML+"    <td align='center' BGCOLOR='#0099CC' colspan='2' ";
	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right:  1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 0px none'><font ";
	sHTML=sHTML+"face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>8-Feb-11</b></font></td>";
	sHTML=sHTML+"  </tr>";
	sHTML=sHTML+"  <tr>";
	sHTML=sHTML+"    <td align='center' BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 1px solid rgb(128,128,128); border-bottom: 1px solid rgb(128,128,128)'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Rate</b></font></td>";
	sHTML=sHTML+"    <td align='center' BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 1px solid rgb(128,128,128); border-bottom: 1px solid rgb(128,128,128)'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Rate</b></font></td>";
	sHTML=sHTML+"    <td align='center' BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 1px solid rgb(128,128,128); border-bottom: 1px solid rgb(128,128,128)'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Chg<br>(bps)</b></font></td>";
	sHTML=sHTML+"    <td align='center' BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 1px solid rgb(128,128,128); border-bottom: 1px solid rgb(128,128,128)'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Rate</b></font></td>";
	sHTML=sHTML+"    <td align='center' BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 1px solid rgb(128,128,128); border-bottom: 1px solid rgb(128,128,128)'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Chg<br>(bps)</b></font></td>";
	sHTML=sHTML+"    <td align='center' BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 1px solid rgb(128,128,128); border-bottom: 1px solid rgb(128,128,128)'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Rate</b></font></td>";
	sHTML=sHTML+"    <td align='center' BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 1px solid rgb(128,128,128); border-bottom: 1px solid rgb(128,128,128)'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Chg<br>(bps)</b></font></td>";
	sHTML=sHTML+"    <td align='center' BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right:  0px none; border-top: 1px solid rgb(128,128,128); border-bottom: 1px solid rgb(128,128,128)'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Rate</b></font></td>";
	sHTML=sHTML+"    <td align='center' BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='height:14px; border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 1px solid rgb(128,128,128); border-bottom: 1px solid rgb(128,128,128)'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Chg<br>(bps)</b></font></td>";
	sHTML=sHTML+"  </tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"<td align='left' COLSPAN='10' BGCOLOR='#000080'";
	sHTML=sHTML+" Style = 'border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 1px solid rgb(128,128,128); border-bottom: 1px solid rgb(128,128,128)'><b><Font ";
	sHTML=sHTML+" face='Arial, Helvetica' color='#FFFFFF' size='2'>Freddie Mac Mortgage Rates</font></b></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE' ";
	sHTML=sHTML+"><td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='left'><a href='#' onClick='LoadThumbnail(&quot;i002463&quot;,&quot;i002458&quot;,&quot;i002448&quot;,&quot;i002453&quot;,&quot;Thumbnail_ChartInd_303257&quot;,&quot;Fname04450&quot;);return false;'  onmouseover='window.status=&quot;5 Year Balloon/Reset Mortgage - Freddie Mac New Issues, Single-Class as of 10-Feb-2011 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>5 Year Balloon</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_303257' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right' style='margin-right: 20'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>6.86%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>8.69%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-183 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>8.69%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-183 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>8.69%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-183 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>-</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>- </font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF' ";
	sHTML=sHTML+"><td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='left'><a href='#' onClick='LoadThumbnail(&quot;i002459&quot;,&quot;i002454&quot;,&quot;i002444&quot;,&quot;i002449&quot;,&quot;Thumbnail_ChartInd_84531&quot;,&quot;Fname04450&quot;);return false;'  onmouseover='window.status=&quot;10 Year Fixed Rate Mortgage - Freddie Mac New Issues, Single-Class as of 26-Jan-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>10 Year FXD</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_84531' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right' style='margin-right: 20'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.26%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.66%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-39 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.28%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-2 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.28%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-2 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.85%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-59 </font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE' ";
	sHTML=sHTML+"><td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='left'><a href='#' onClick='LoadThumbnail(&quot;i003008&quot;,&quot;i003022&quot;,&quot;i002980&quot;,&quot;i002994&quot;,&quot;Thumbnail_ChartInd_393480&quot;,&quot;Fname04450&quot;);return false;'  onmouseover='window.status=&quot;10 Year Fixed Rate Mortgage, 1-Week Average - Freddie Mac New Issues, Single-Class as of 2-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>10 Yr FXD, 1wk avg</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_393480' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right' style='margin-right: 20'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.26%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.26%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>- </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.32%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-5 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.28%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-2 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.85%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-59 </font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF' ";
	sHTML=sHTML+"><td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='left'><a href='#' onClick='LoadThumbnail(&quot;i002261&quot;,&quot;i002251&quot;,&quot;i002252&quot;,&quot;i002253&quot;,&quot;Thumbnail_ChartInd_945822&quot;,&quot;Fname04450&quot;);return false;'  onmouseover='window.status=&quot;15 Year Fixed Rate Mortgage - Freddie Mac New Issues, Single-Class as of 7-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>15 Year FXD</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_945822' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right' style='margin-right: 20'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.34%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.26%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>+8 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.29%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-95 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.36%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.10%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-76 </font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE' ";
	sHTML=sHTML+"><td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='left'><a href='#' onClick='LoadThumbnail(&quot;i000000&quot;,&quot;i002183&quot;,&quot;i002182&quot;,&quot;i002184&quot;,&quot;Thumbnail_ChartInd_538734&quot;,&quot;Fname04450&quot;);return false;'  onmouseover='window.status=&quot;15 Year Fixed Rate Mortgage, Freddie Mac Primary Mortgage Market Survey Average as of 3-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>15 Yr FXD, natl avg</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_538734' border='0' src='http://www.thefinancials.com/images/ActiveChart.gif' alt='This marker indicates the current chart.'></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right' style='margin-right: 20'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.14%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.24%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-10 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.24%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-10 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.24%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-10 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.09%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-95 </font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF' ";
	sHTML=sHTML+"><td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='left'><a href='#' onClick='LoadThumbnail(&quot;i003009&quot;,&quot;i003023&quot;,&quot;i002981&quot;,&quot;i002995&quot;,&quot;Thumbnail_ChartInd_947681&quot;,&quot;Fname04450&quot;);return false;'  onmouseover='window.status=&quot;15 Year Fixed Rate Mortgage, 1-Week Average - Freddie Mac New Issues, Single-Class as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>15 Yr FXD, 1wk avg</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_947681' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right' style='margin-right: 20'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.38%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.97%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-58 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.39%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>+0 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.63%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-25 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.10%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-71 </font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE' ";
	sHTML=sHTML+"><td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='left'><a href='#' onClick='LoadThumbnail(&quot;i002260&quot;,&quot;i002257&quot;,&quot;i002258&quot;,&quot;i002259&quot;,&quot;Thumbnail_ChartInd_345290&quot;,&quot;Fname04450&quot;);return false;'  onmouseover='window.status=&quot;3/1 Adjustable Rate Mortgage - Freddie Mac New Issues, Single-Class as of 30-Jan-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>3/1 ARM</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_345290' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right' style='margin-right: 20'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.97%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.75%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>+22 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.75%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>+22 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.01%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-4 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.28%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-30 </font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF' ";
	sHTML=sHTML+"><td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='left'><a href='#' onClick='LoadThumbnail(&quot;i000000&quot;,&quot;i002179&quot;,&quot;i002177&quot;,&quot;i002178&quot;,&quot;Thumbnail_ChartInd_716612&quot;,&quot;Fname04450&quot;);return false;'  onmouseover='window.status=&quot;1 Year Adjustable Rate Mortgage - Freddie Mac Primary Mortgage Market Survey Average as of 3-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>1 Yr ARM, natl avg</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_716612' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right' style='margin-right: 20'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.76%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.74%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>+2 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.74%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>+2 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.78%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-2 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.26%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-50 </font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE' ";
	sHTML=sHTML+"><td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='left'><a href='#' onClick='LoadThumbnail(&quot;i003007&quot;,&quot;i003021&quot;,&quot;i002979&quot;,&quot;i002993&quot;,&quot;Thumbnail_ChartInd_597701&quot;,&quot;Fname04450&quot;);return false;'  onmouseover='window.status=&quot;3/1Year Adjustable Rate Mortgage, 1-Week Average - Freddie Mac New Issues, Single-Class as of 6-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>3/1 ARM, 1wk avg</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_597701' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right' style='margin-right: 20'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.97%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.97%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>- </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.97%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>- </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.01%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-4 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.28%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-30 </font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF' ";
	sHTML=sHTML+"><td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='left'><a href='#' onClick='LoadThumbnail(&quot;i002475&quot;,&quot;i002476&quot;,&quot;i002474&quot;,&quot;i002477&quot;,&quot;Thumbnail_ChartInd_906767&quot;,&quot;Fname04450&quot;);return false;'  onmouseover='window.status=&quot;5/1 Adjustable Rate Mortgage - Freddie Mac New Issues, Single-Class as of 7-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>5/1 ARM</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_906767' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right' style='margin-right: 20'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.80%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.00%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-20 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.00%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-20 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.77%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>+3 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.23%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-44 </font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE' ";
	sHTML=sHTML+"><td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='left'><a href='#' onClick='LoadThumbnail(&quot;i000000&quot;,&quot;i003377&quot;,&quot;i003376&quot;,&quot;i003378&quot;,&quot;Thumbnail_ChartInd_310074&quot;,&quot;Fname04450&quot;);return false;'  onmouseover='window.status=&quot;5/1 Year Adjustable Rate Mortgage - Freddie Mac Primary Mortgage Market Survey Average as of 3-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>5/1 ARM, natl avg</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_310074' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right' style='margin-right: 20'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.80%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.85%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-5 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.85%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-5 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.88%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-8 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.70%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-90 </font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF' ";
	sHTML=sHTML+"><td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='left'><a href='#' onClick='LoadThumbnail(&quot;i003005&quot;,&quot;i003019&quot;,&quot;i002977&quot;,&quot;i002991&quot;,&quot;Thumbnail_ChartInd_546138&quot;,&quot;Fname04450&quot;);return false;'  onmouseover='window.status=&quot;5/1Year Adjustable Rate Mortgage, 1-Week Average - Freddie Mac New Issues, Single-Class as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>5/1 ARM, 1wk avg</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_546138' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right' style='margin-right: 20'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.80%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.80%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>- </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.00%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-20 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.77%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>+3 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.35%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-55 </font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE' ";
	sHTML=sHTML+"><td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='left'><a href='#' onClick='LoadThumbnail(&quot;i002479&quot;,&quot;i002480&quot;,&quot;i002478&quot;,&quot;i002481&quot;,&quot;Thumbnail_ChartInd_187494&quot;,&quot;Fname04450&quot;);return false;'  onmouseover='window.status=&quot;7/1 Adjustable Rate Mortgage - Freddie Mac New Issues, Single-Class as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>7/1 ARM</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_187494' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right' style='margin-right: 20'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.73%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.06%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>+67 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.32%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>+40 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.70%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>+3 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.31%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>+42 </font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF' ";
	sHTML=sHTML+"><td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='left'><a href='#' onClick='LoadThumbnail(&quot;i003006&quot;,&quot;i003020&quot;,&quot;i002978&quot;,&quot;i002992&quot;,&quot;Thumbnail_ChartInd_152279&quot;,&quot;Fname04450&quot;);return false;'  onmouseover='window.status=&quot;7/1Year Adjustable Rate Mortgage, 1-Week Average - Freddie Mac New Issues, Single-Class as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>7/1 ARM, 1wk avg</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_152279' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right' style='margin-right: 20'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.21%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.06%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>+16 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.36%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-15 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.70%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-48 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.67%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-46 </font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE' ";
	sHTML=sHTML+"><td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='left'><a href='#' onClick='LoadThumbnail(&quot;i002262&quot;,&quot;i002254&quot;,&quot;i002255&quot;,&quot;i002256&quot;,&quot;Thumbnail_ChartInd_778859&quot;,&quot;Fname04450&quot;);return false;'  onmouseover='window.status=&quot;30 Year Fixed Rate Mortgage - Freddie Mac New Issues, Single-Class as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>30 Year FXD</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_778859' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right' style='margin-right: 20'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.37%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.20%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>+17 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.20%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>+17 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.41%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-4 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.70%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-34 </font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF' ";
	sHTML=sHTML+"><td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='left'><a href='#' onClick='LoadThumbnail(&quot;i000000&quot;,&quot;i002187&quot;,&quot;i002186&quot;,&quot;i002185&quot;,&quot;Thumbnail_ChartInd_773814&quot;,&quot;Fname04450&quot;);return false;'  onmouseover='window.status=&quot;30 Year Fixed Rate Mortgage, Freddie Mac Primary Mortgage Market Survey Average as of 3-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>30 Yr FXD, natl avg</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_773814' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right' style='margin-right: 20'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.87%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.98%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-11 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.98%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-11 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.95%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-8 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.80%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-93 </font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE' ";
	sHTML=sHTML+"><td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='left'><a href='#' onClick='LoadThumbnail(&quot;i003010&quot;,&quot;i003024&quot;,&quot;i002982&quot;,&quot;i002996&quot;,&quot;Thumbnail_ChartInd_852365&quot;,&quot;Fname04450&quot;);return false;'  onmouseover='window.status=&quot;30 Year Fixed Rate Mortgage, 1-Week Average - Freddie Mac New Issues, Single-Class as of 8-Feb-2012 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica'  size='1'>30 Yr FXD, 1wk avg</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_852365' border='0' src='http://www.thefinancials.com/images/blank.gif'></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right' style='margin-right: 20'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.27%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128);' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.17%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>+10 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.02%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>+25 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.37%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-10 </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.68%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ALIGN='right' style='margin-right: 7'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-41 </font></td>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"<td COLSPAN='4' width=100%>";
	sHTML=sHTML+"&nbsp;</td></tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"<td COLSPAN='10' valign='top' align='center'>";
	sHTML=sHTML+"<form method='POST' name='TFC_MFR_Form'>";
	sHTML=sHTML+"<center><table border='0' cellpadding='4' cellspacing='0' align='center'>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"<td height='30' bgcolor='#000080' align='center' style='border-left: 1 solid #223798; border-top: 1 solid #223798; border-bottom: 1 solid #223798'>";
	sHTML=sHTML+"<b><font color='#FFFFFF' size='2' face='Arial, Helvetica'>TimeFrame</font></b></td>";
	sHTML=sHTML+"<td nowrap height='30' valign='middle' bgcolor='#0099CC' style='border-left: 1 solid #223798; border-top: 1 solid #223798; border-right: 1 solid #223798;' align='center'>";
	sHTML=sHTML+"<small>&nbsp;";
	sHTML=sHTML+"<font face='Arial, Helvetica' color='#FFFFFF' size='1'><img border='0' src='http://www.thefinancials.com/images/ActiveChart.gif'>&nbsp;Click Chart to Enlarge</font></small></td></td></tr>";
	sHTML=sHTML+"<tr><td align='left' bgcolor='#000080' valign='middle' style='border-left: 1 solid #223798; border-bottom: 1 solid #223798'><p>";
	sHTML=sHTML+"<input type='radio' value='W-0' name='optTimeframe' onclick='ChangeTimeframes(&quot;Thumbnail&quot;)'><font color='#FFFFFF' face='Arial, Helvetica' size='2'>Week</font></p><p>";
	sHTML=sHTML+"<input type='radio' value='M-1' name='optTimeframe' onclick='ChangeTimeframes(&quot;Thumbnail&quot;)' checked><font color='#FFFFFF' face='Arial, Helvetica' size='2'>Month</font></p><p>";
	sHTML=sHTML+"<input type='radio' value='Y-2' name='optTimeframe' onclick='ChangeTimeframes(&quot;Thumbnail&quot;)'><font color='#FFFFFF' face='Arial, Helvetica' size='2'>Year</font></p><p>";
	sHTML=sHTML+"<input type='radio' value='Y3-3' name='optTimeframe' onclick='ChangeTimeframes(&quot;Thumbnail&quot;)'><font color='#FFFFFF' face='Arial, Helvetica' size='2'>3-Year</font></p></td>";
	sHTML=sHTML+"<td style='border: 1px inset #223798' bgcolor='#FFFFFF'><a href='#' onClick='ZoomThumbnail(&quot;vortex&quot;,&quot;Thumbnail&quot;,&quot;_blank&quot;);return false;' onmouseover='window.status=&quot;Click to Enlarge&quot;; return false' onmouseout='window.status=&quot;&quot;; return true' target='_self'>";
	sHTML=sHTML+"<img src='http://www.thefinancials.com/charts//i002183p.jpg' name='Thumbnail' border='0' width='260' height='130' style='padding-top: 1px; padding-left: 1px; padding-right: 1px;' hspace='1' ";
	sHTML=sHTML+" alt='Click to Enlarge'></a></td></tr>";
	sHTML=sHTML+"</table>";
	sHTML=sHTML+"</center></form>";
	sHTML=sHTML+"<td COLSPAN='6' align='center' style='padding-left: 4; padding-right: 4; padding-top: 1; padding-bottom: 1' width='275' height='170'>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"<td COLSPAN='10' valign='top' align='center'>";
	sHTML=sHTML+"<p align='center' style='margin-top: 0; margin-bottom: 0'><div align='center'> <a href='http://www.theFinancials.com' target='_top'><font SIZE='1' color='#000000' FACE='Arial, Helvetica'>&#169; theFinancials.com </a></font></div>";
	sHTML=sHTML+"</td></tr>";
	sHTML=sHTML+"</table>";
	sHTML=sHTML+"";
	return sHTML;
}

